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I hope you still have the EMI card and have not surrendered it! Then there is an anual fee laid for that Rs:117
https://www.bajajfinserv.in/insta-emi-card-fees-and-charges#:~:text=Rs.%20117%20...⇄ Card%20in%20the%20preceding%20year.
https://www.bajajfinserv.in/insta-emi-card-fees-and-charges#:~:text=Rs.%20117%20...⇄ Card%20in%20the%20preceding%20year.
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https://www.bajajfinserv.in/insta-emi-card-fees-and-charges#:~:text=Rs.%20117%20...⇄ Card%20in%20the%20preceding%20year.