Claimed

Bajaj Finance Complaints & Reviews

1
Updated: Jul 17, 2025
Complaints 4639
Resolved
677
Unresolved
3962
Contacts

File a complaint to Bajaj Finance

Having problems with Bajaj Finance?

File a complaint and get it resolved by Bajaj Finance customer care. It’s quick, effective and absolutely free!

SUBMIT A COMPLAINT

Bajaj Finance reviews & complaints(4639)

Newest
  • Newest
  • Most Helpful
  • Most Popular
  • Resolved
  • Contains Photos or Videos
  • Oldest
S
sagarpatoliya08
from Jamnagar, Gujarat
Jul 17, 2025
Sep 9, 2025
This thread was updated on Sep 9, 2025
Report
Copy

Dear sir,

The Bajaj finance representative Vipul bhai has insisted to me to apply for a 10 lacs professional flexi o/d loan in this concern I connect with his cluster manager Akaram Bhai. but both are misguiding me to pay charges and transfer loan for OD etc...
both have repeatedly told me that there will be no charges while doing the process they committed to me that only 700-800 Rs will be charged extra instead of these the charges applied of Rs 51000.
I do not want to continue this loan further and this indicates the clear cheatings with me and I just want to cancel it.

I do not want to bother it for next 8years. and even not be liable for closed charges.

I have enough proof of records of the whole process and conversation.

Please help me for the same.
Helpful
1 other people found this review helpful
1 found this helpful
Write a comment
Report
Copy

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    H
    Hemant_singh
    Jun 10, 2025
    Report
    Copy

    Discrepancy in Loan Interest Rate

    During my discussions with your loan agent, I was informed that the applicable interest rate for my loan would be 11%. Based on this assurance, I proceeded with the loan application. However, after the loan was disbursed, I carefully reviewed the documentation and was surprised to find that the actual interest rate applied is 14.5%, which is significantly higher than what was initially communicated

    This unexpected increase...
    Helpful
    1 other people found this review helpful
    1 found this helpful
    Write a comment
    Report
    Copy
    P
    PRENAV M JOSE
    Jun 8, 2025
    Report
    Copy

    Unexpected EMI extension

    I purchased a laptop through Bajaj Finserv for Rs.121, 490, with a down payment of Rs.43, 774. I opted for a 9-month EMI plan, where I was informed that I would pay Rs.8, 100 per month for nine months. June 2025 was supposed to be my final payment, as per the initial agreement. However, the app now shows that I need to make an additional payment of Rs.8, 100 for the next month, which contradicts the original terms....
    Helpful
    1 other people found this review helpful
    1 found this helpful
    Write a comment
    Report
    Copy
    P
    pg412
    May 10, 2025
    May 15, 2025
    This thread was updated on May 15, 2025
    Report
    Copy

    educational loan started without getting approval.

    Planet spark said that bajaj finance will deduct the money from bank account as emi. But the bajaj finance receipt shows that we have taken primary loan which they did not tell us. We did not approve any payment for loan. They took pan card, photo, cancelled cheque, aadhaar card digitally. They got details from us but they did not tell us about loan. The bajaj finance took otp to say for kyc approval. The planet spark said that they will...
    Helpful
    1 other people found this review helpful
    1 found this helpful
    Write a comment
    Report
    Copy
    From the last 5 months, I am complaining and calling Bajaj Customer Care but the call never gets connected and only it wastes time on the IVR and gets disconnected automatically. I requested for call back multiple times but I never received any call from them. One of the worst company I have ever seen in my life. Bajaj sends so many unnecessary promotional sms, whatsapp messages even after unsubscribing them. They always send sms for no reason...
    Helpful
    2 other people found this review helpful
    2 found this helpful
    Write a comment
    Report
    Copy
    Y
    Yashwanth Kumar R
    Apr 22, 2025
    Report
    Copy

    Address: Mudalapalya,Vijayanagar Bangalore

    Dear Bajaj Finance Team,

    I hope this email finds you well. I am writing to formally request a correction regarding my Two-Wheeler Loan (Loan No. L2WBANO8997958), which was fully repaid and closed, with the No Objection Certificate (NOC) issued on 07/09/2022.(NOC Srl no.: 4143588)

    However, upon checking my CIBIL credit report, I noticed that the loan is still being marked as active, which is causing unnecessary concerns regarding my credit profile.

    I kindly request you to:
    - Verify and update my loan status with CIBIL and other credit bureaus.
    - Provide me with an official confirmation once the correction is made.
    - Expedite the process to avoid any further discrepancies in my credit history.

    (NOC Srl no.: 4143588)
    Kindly let me know if any additional details are required. I would appreciate your prompt response and resolution to this issue.
    Looking forward to your confirmation at the earliest.

    Best Regards,
    Yashwanth Kumar R
    [protected]
    [protected]@gmail.com
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy

    Post your Comment

      I want to submit Complaint Positive Review Neutral Comment
      code
      By clicking Submit you agree to our Terms of Use
      Submit
      Dear Consumer Forum,
      I am writing to formally lodge a complaint against Bajaj Finance Ltd. regarding the unethical practices, misrepresentation of loan terms, and ongoing harassment I have faced.
      Details of the Complaint
      Complainant Name: Palak Parin Shah
      Loan Account Number: P418PTP14468324
      Mobile Number: [protected]
      Email ID: [protected]@gmail.com
      Nature of the Issue
      Misrepresentation...
      Helpful
      Found this helpful?
      Write a comment
      Report
      Copy
      V
      vanashri pande
      Dec 21, 2024
      Report
      Copy

      Stolen I phone 14

      Address: Nagpur Maharashtra

      On 20.12.2024 morning during 11 to 11.30 i lost my Iphone and its EMIs are still due for 8 months please tell me what to do....
      Helpful
      Found this helpful?
      Write a comment
      Report
      Copy
      N
      Nana#123
      Oct 26, 2024
      Oct 26, 2024
      This thread was updated on Oct 26, 2024
      Report
      Copy

      Bajaj finance card
      Oct 26, 2024
      Updated by Nana#123
      Bajaj finance card
      Helpful
      1 other people found this review helpful
      1 found this helpful
      Write a comment
      Report
      Copy

      Post your Comment

        I want to submit Complaint Positive Review Neutral Comment
        code
        By clicking Submit you agree to our Terms of Use
        Submit
        P
        Pramod@kadam
        from Thane, Maharashtra
        Sep 6, 2024
        Report
        Copy

        Address: 4/46 Yamuna sadan kisan nagar no 1

        Dear sir/ mam I am Pramod Kadam using our bank (IDBI) Bank account no.[protected] (Mulund east branch)
        Many times I am informing to My branch and also loan department of bajaj finance in my IDBI BANK ACCOUNT debited 590 Rs charge i. e DIRDB charge 5 time in a month and till month also are as follows.

        1) 13 Jan
        (IDBI Bank A/C NN02466 debited INR. 590.00 Det:DIRDB*020823*1*BAJAJ FINANCE L. Bal (incl. of chq in clg) INR. 3380.90 as of 13JAN 17:50 hrs.)

        2) 16 Jan
        (Your IDBI Bk A/c. NNNNN02466 debited Rs 590.00 on 16 JAN. Details: DIRDB*030823*1*BAJAJ FINANCE L. A/c Bal Rs 1440.90 as of 16 JAN 11:45 hrs)

        3) 18 Jan
        (IDBI Bank A/C NN02466 debited INR. 590.00 Det:DIRDB*100823*1*BAJAJ FINANCE L. Bal (incl. of chq in clg) INR. 850.90 as of 18JAN 21:42 hrs.)

        4) 16 March
        (IDBI Bank A/C NN02466 debited INR. 49.15 Det:DIRDB*060923*1*BAJAJ FINANCE L. Bal (incl. of chq in clg) INR..00 as of 16MAR 11:27 hrs.)
        5) Your IDBI Bk A/c. NNNNN02466 debited Rs 540.85 on 04 SEP. Details: DIRDB*060923*1*BAJAJ FINANCE L. A/c Bal Rs.15 as of 04 SEP 19:15 hrs

        There is no any dues for my side then whay debited the amount in my account
        How can I trust your bank is safe for me kindly seen the matter and solved it.
        Hope you
        sir/mam you reply my mail
        And take the action against the digital channel why generated charges again and again.
        And clarify the amount where is gows and refund this amount as soon as possible.
        Here with attached Bajaj finance no due letter.
        Thanks and regards.
        ([protected])
        +1 photos
        Helpful
        Found this helpful?
        Write a comment
        Report
        Copy

        Post your Comment

          I want to submit Complaint Positive Review Neutral Comment
          code
          By clicking Submit you agree to our Terms of Use
          Submit
          R
          Ramkumar Kumaresan
          Aug 1, 2024
          Aug 1, 2024
          This thread was updated on Aug 1, 2024
          Report
          Copy

          Below mentioned Messge coming to my mobile no: +91 [protected]
          With out my submission and Permisission

          Dear Sir/Mam, Yout OTP is 374836 Caringly Yours -BAGIC

          Dear Sir/Mam, Yout OTP is 066231 Caringly Yours -BAGIC
          Aug 01, 2024
          Updated by Ramkumar Kumaresan
          Kindly resolve this complaint...
          Helpful
          Found this helpful?
          Write a comment
          Report
          Copy

          Post your Comment

            I want to submit Complaint Positive Review Neutral Comment
            code
            By clicking Submit you agree to our Terms of Use
            Submit
            S
            shreenath255
            Jun 22, 2024
            Feb 1, 2025
            This thread was updated on Feb 1, 2025
            Report
            Copy

            Noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. Without my concern how did they deducted the money from my account. I have no dues with them and Clear all the EMI long time back.

            It is to be noted that I have no EMI Card and I have never applied for any EMI card and even if it is issued I have never received it till now. So, I need my money be refunded.
            Helpful
            Found this helpful?
            Write a comment
            Report
            Copy

            Post your Comment

              I want to submit Complaint Positive Review Neutral Comment
              code
              By clicking Submit you agree to our Terms of Use
              Submit
              J
              Juli Bharti
              from Kolkata, West Bengal
              Jun 15, 2024
              Resolved
              Report
              Copy
              Resolved

              My name is Juli Bharti Gupta
              I am exits Bajaj Finance customer. I had completed All loans
              but I come know that my emi card was blocked with out any prior notice. I find out this while i try to apply for next loan.
              I try to conduct customer care by call but no replay Could you plz able to tell me what is reason was the card blocked. and what can i do for reactive my card again.
              Jun 15, 2024
              Complaint marked as Resolved 
              Please unblock my Emi card
              Helpful
              1 other people found this review helpful
              1 found this helpful
              Write a comment
              Report
              Copy

              Post your Comment

                I want to submit Complaint Positive Review Neutral Comment
                code
                By clicking Submit you agree to our Terms of Use
                Submit
                P
                from Cooch Behar, West Bengal
                Apr 9, 2024
                Report
                Copy

                Address: Cooch Behar

                Sir, I have recently(on 31.03.2023) paid Rs.605415/- to Bajaj for pre closing my loan account P6W6PGD3996812. Unfortunately, they still deducted Rs 13888/- on 03.04.2024 along with Mandate Fail Charge of Rs 295/-. Although, after contacting with them regarding this matter they have refunded the EMI amount of Rs 13888/- but till date they did not refunded me Rs295 i.e the mandate fail charge.
                +1 photos
                Helpful
                Found this helpful?
                Write a comment
                Report
                Copy

                Post your Comment

                  I want to submit Complaint Positive Review Neutral Comment
                  code
                  By clicking Submit you agree to our Terms of Use
                  Submit
                  D
                  Disdain
                  from Hyderabad, Telangana
                  Mar 22, 2024
                  Mar 22, 2024
                  This thread was updated on Mar 22, 2024
                  Report
                  Copy

                  My amount debited

                  Address: 1-80 nacharam uppal hydrabad

                  I have a no cost emi in bajaj fianace and the EMI deducted 2th of every month. In July 2022 I have sufficient balance in my Account at given EMI date But due to holidays bank didn't deducted EMI at same day. After that Bank of India deducted NACH RTN charges Rs 295 at 2th JULY. This was also happened in june Why Bank deducted these Charges while my account has sufficient balance both time....
                  Helpful
                  1 other people found this review helpful
                  1 found this helpful
                  Write a comment
                  Report
                  Copy
                  G
                  Geethukrishna k s
                  Mar 14, 2024
                  Mar 14, 2024
                  This thread was updated on Mar 14, 2024
                  Report
                  Copy

                  Harassment

                  I have taken a phone from Bajaj in the month of November and due to sudden job loss I couldn't able to pay my emi and I have informed the Bajaj office manager Mr Anjitha who is the manager of Thrissur branch and he is shouting on the call by that time I was admitted in hospital because of accident and I informed them that once I recover from this I will search for a job the god grace iam ok now but the Bajaj person is sending wrong voice...
                  Helpful
                  Found this helpful?
                  Write a comment
                  Report
                  Copy
                  V
                  Vaibhav Kamath
                  Feb 16, 2024
                  Report
                  Copy

                  Fraudulent Deduction of high processing fees for home loan

                  BHFL fraudulenty charged me 2lakh processing fees under the guise of selling me a VAS Group Home Loan Insurance. Then they cleverly proceeded to club my actual processing fees of 6000 with the 2L so as to show the "processing fees" of 206000. Hence they sold me a free product and charged an exorbitant processing fees of 2L. They added them together by fooling me saying "They dont have a seperate line item for that 2L they taken for the insurance...
                  Helpful
                  Found this helpful?
                  Write a comment
                  Report
                  Copy
                  D
                  Dipikab11
                  Feb 12, 2024
                  Report
                  Copy

                  Address: Maharashtra

                  Dear Sir/ Mam,

                  I am getting unwanted calls from [protected] &[protected].

                  Also they are tired reaching my organization members asking for my details even though I have not taken any loan from them and neither I am guarantor to anyone.

                  Also they are giving false information against me to my organisation members and multiple people and trying to get my personal details.

                  They are mentally harrassing me and torchering by involving my professional members.
                  Multiple times I told them that I don't know the person they are talking about still they are harrassing me and involving my professional career in this.

                  Please take strict action against them and ask them to stop calling and my Organisational members as soon as possible.
                  Helpful
                  1 other people found this review helpful
                  1 found this helpful
                  Write a comment
                  Report
                  Copy

                  Post your Comment

                    I want to submit Complaint Positive Review Neutral Comment
                    code
                    By clicking Submit you agree to our Terms of Use
                    Submit
                    G
                    gingeemurugan
                    Feb 7, 2024
                    Report
                    Copy

                    LOAN H404HLP0459432 asking 12000 as switching fee

                    Address: Bajaji finance

                    Hi they had committed below terms and conditions, but they had converted for last 3 months. But now they are asking 12000 plus for processing which is too much. Purposefully asking more charges to convert flexi to term loan.Please take necessary action on bajaji and reduce to 2100 as switching fee.

                    CONVERSION TO TERM LOAN

                    LAN NOS
                    H404HLP0459432
                    CUSTOMER NAME
                    MURUGAN VALATHI ELUMALAI
                    AMT...
                    Helpful
                    Found this helpful?
                    Write a comment
                    Report
                    Copy
                    M
                    moodyboy01
                    from Delhi, Delhi
                    Jan 31, 2024
                    Report
                    Copy

                    SPAM calls for overdraft facility

                    I'm getting calls from Bajaj Fianance on daily basis from different numbers for the same over draft facility for which I never asked for, never signed up for, never searched for.

                    I had tried to register for DND with in Bajaj Finance but hard luck.

                    Again today I've received a call from Bajaj Finance, Pitampura branch, Delhi from number +91-[protected].

                    Here is the list of the last few calls received.br...
                    Helpful
                    2 other people found this review helpful
                    2 found this helpful
                    Write a comment
                    Report
                    Copy