Bajaj Finance — Loan denied for laptop

Address:Nagpur, Maharashtra, 440010

Hi,
I have been denied loan for Laptop as my age is 22 years. The bajaj finance person said that to avail loan a person should be atleast 25 years of age.
I have read the Bajaj Finance Ltd.'s Master Terms and Conditions Schedule - 1 and there it is mentioned that a customer should be atleast 18 years of age. Then, may I ask why I have been denied loan.
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