Bajaj Finance — Rs 117 deducted though no loan outstanding is there.

An amount of Rs. 117 is deducted through ECS from my savings account of SBI on 17.08.2022. I don't have any outstanding amount with this company. Just received one SMS saying some EMI Network Card annual fee will be charged on 10th Aug-23 .I totally don't understand why they apply these kind of charges which are totally not acceptable and without our knowledge.Kindly refund my amount of Rs. 117 at the earliest to my SBI account [protected] and close this card and all the account in bajaj finance. Please do the needful. Screenshots attached for your reference. Thanks.