Auto Loan Complaints & Reviews

Real one game tech company had credited a loan amount to account but I did want any mony still they had credited and as so as they credit a amount to account I had returned it back at that time HW much they had credited. So I am not going pay more amount to them slot will take help of police and court

I have take a loan for my bajaj pulsar150 vehicle no WB 74AE7282
Vide Loan A/C-L2WSIL03261616 from bajajauto finance. I have applied for NOC for sever time through [protected]@bajajauto.co.in and SMS to[protected] but i have not recieved any NOC by revert mail. I am not able to sell my bike and transfer the charge from Bajaj to my Name.
Loan is in the name of MANISH Gupta
Kindly issue me a NOC at my registered mail id i.e [protected]@yahoo.com

On Dec 17, 2012 we visited Maruti showroom in Washim, Maharastra to buy a new car (alto 800) Mr. Rajesh was called from HDFC Bank to guide us through the process of Auto Loan.

We updated him that we live in a rented house and recently have booked a house but only have receipt of payment made so there will be nothing which we own as off now.

Mr.Rajesh from the bank said that it will be taken care of and it's not needed for auto loan as rest of the documents are good and we can process further with the loan filling.

on Dec 20, 2012 when i called Mr.Rajesh to check the status of the loan he informs me that the verification is left and the case has successfully logged.

On Dec 24, 2012 when i called up again informing him that i haven't received any call for verification he gives me the number of his manager Mr. Pankaj to check with him and Mr. Pankaj divert my call to Mr. Imran Branch Manager from HDFC Bank Akola branch and informs me that he will personally take care of this case and will get it done asap.

on Dec 25, 2012 i get a call from person who is at my home for verification. Once it is done i call up the above three guys but no one answers the call.

Yesterday Dec 27, 2012 i again call up Mr. rajesh and he informs me that my loan will get approved today as all formalities are completed.

Later that day in evening i call up these guys again to confirm all is good and i can get my car tomorrow i.e Dec 28, 2012 but no one answers the call.

finally when i tried from a landline of my office they pick up the call and tell me that the approval is on hold as the bank require the proof of ownership of something which is own by us.

I dont get them making this point after 9 days as we had made them clear at first stage that we do not have any property to show.

Now after 9 days of process how can a bank come up with such a condition?

This is merly a mental harrasment by the bank! when i tried to raise my voice against them they say that when a customer sign a agreement there is clearly written "all right reserved by bank" and bank can ask for anything any time.


I am pretty much confused with such a statement made by Branch manager of HDFC bank Akola branch!

This is a serious concern as i am aware and been told by other banks that verification of a person is only done post the documents are properly verified and appproved by bank authorities.

So after been done all the verification how can a bank come up with such a thing?

When told them of the status they inform me that it's my fault and i should be more clear with them! and raise there voice as if i am there slave!

This is clearly an harrasment done by bank here. I wish to put this up to the consumer court with an only hope that such thing should not happen with anybody else and all the colprit be penalize accordingly.

i had taken an auto loan from ur bank with loan no. 19220769 which was being payed in emi in 5 th date of every month as per cheques given. but mine company has changed our salary date to 10 th of every month,and now m unable to pay my emi in that due date. mine cheque got bounced this month for which i had paid the fine. but its really very uncomfortable for me to do so every month. so i have a humble request to plz change my emi date. so that we can have a better relationship in future.
thanking u.
Dr Nikita

Dear Sir,

There were two car loans against me as under:
1. Loan Account No. : LAJMM[protected]
• Bank : ICICI BANK LIMITED
• Date of Start of EMI : 5 March 2066
• Date of Last EMI : 5 Feb 2011
• Loan Amount : 4,47,750.00
• EMI amount : 90556.00

2. Loan Account No. : LUJMM[protected]
• Bank : ICICI BANK LIMITED
• Date of Start of EMI : 5 May 2007
• Date of Last EMI Loan : 5 April 2010
• Loan Amount : 1,05,00.00
• EMI amount : 3770.00

The loan as mentioned at above Sr. No. 1 for an amount of Rs 4.47 lacs for a tenure of 60 months was very much prematurely closed and the loan as mentioned at above Sr. No. 2 for an amount of Rs 1.05 lacs for a tenure of 36 months was recently settled for the remaining 5 out of 36 EMIs, which probably got late payment due to improper and miscommunication between Bank and Me at later stage. While settling the pending payments Mr. Pankaj Sharma (Mobile No. +[protected]) of loan department asked to open the recurring deposit for one year and pay the 6 months installment in advance and was adhered to as it.

The pending payments has been payed and now, I have been requesting the ICICI Bank (Residency Road, Jammu Branch) for issuing the NOC against aforementioned two auto loans but everybody concerned including the Mr. Mayur Vasan (loan department head sitting at Amritsar, mobile no. +[protected]) is deliberately delaying the NOCs without any reason. Every time on contacting over phone one person (Mr. Pankaj Sharma) says now I am on leave, does Bank stops if one goes on leave and another Person (Mr. Mayur Vasan) says like the NOC has been mailed to you oh it got struck due to system failure, out of desk, will resend, coming to Jammu personally and will deliver itself and then again wait five minutes, two minutes, one minutes but NOC is still not there. Who recruits these jokers who doesn’t know there job how to complete and issue the NOC.

Kindly help me in getting the NOC against the above two auto loans or let me know the other formalities to complete to get the NOC at an earliest.


Sandeep Kotwal
[protected]
Dy General Manager
Himagiri Hydro Energy P. Limited

Requesting to delete my Profile from defaulter list in CBIL or update the status about my Payment

Sub: Requesting to delete my Profile from defaulter list in CBIL or update the status about my Payment. Because of I have been settle amount to your (Standard Chartered ) bank. Here I am sending the attach copy of settlement latter and CC this email to CIBIL.
Respected Sir/ Madam,
Recently I tried to get a car loan from H.D.F.C Bank . I submitted all the required papers. Few days later, I was informed as my application was rejected as my name was listed in CIBIL defaulters list.
I the under signed person Bhawani Singh Chauhan , was holding the loan .But due to some misunderstanding between me and the Standard Chartered , I caught in defaulter in CBIL records. But I have been settle my amount to the bank on dated 27th may 2010 I am writing this letter requesting you to please informed about our settlement to CIBIL.

Please do the corrective action & reply as soon as possible to avoid any wrong consideration about my Profile in present as well as future. My Personal details are Bellow:-
Name:-Bhawani Singh Chauhan .Add .c-76A Dundlodh Colony Shiv Marg Civil Line Jaipur -302016


Regards, Bhawani Singh Chauhan
PHONE NO.[protected]

Dear Sir Madam,

My self Santosh Ganu Bhosle I did stay at Vile parle ( East ) Maharastra I purchase Tata moters Tata Sumo in 2007 That loan I am forecloser in 2009
I am regularly payable customer.

The another matter was involed me Tata Moter Mr. BASUVARAJU staying in Karnataka district he Buy the vehicle Indica Number KD-02-D-5991

I am don't know this person how can this possiable for that reason my name goes in cibil list so my request to you take action & remove my name in cibil list

Ple find att letter .

do the needful.

Santosh Ganu Bhosle
Mumbai [protected] [protected]
=================================================

I had purchased Platina 125CC bike on 31th, january 2009 vide BAFL from Delhi. My loan proposal no .was L2WN[protected]. I was informed by your executive to pay 18 EMIs of Rupees 1261 at the time of purchasing. I agreed and filled up all the formalites.

So, after 7-8 months when I placed a request for my loan account statement. They Not send me the statement which having a tenue of 18 installments. So let me please clarify on this that your executive was not have the complete information or he had given me fake commitment against this just to complete his targets.

Kindly clarify on this because I am not ready to pay any extra amount which has not been committed at the time of purchasing.

Regards
sudhir kumar
[protected]
[protected]@indiatimes.com

sir,

I took a auto loan (bike loan) from centurien bank of punjab ltd. in 2004. following are my loan a/c details.
A/C NAME SONU KUMAR
FATHER NAME RAJENDER SINGH
DOB [protected]
BIKE REGN NO. HR26-W-6590
POSTEL ADDRESS V&PO BADSHAHPUR (GURGAON)
HARYANA
after some time this bank was merged in HDFC bank ltd. I have already paid all the emi of this auto loan. but till date I have not recd any a/c statement or NOC letter from bank side. now I want to sale my bike to any other person and he is asking to me for a NOC letter or loan a/c statement.
you are requested to send NOC letter and a/c statement on my following mail ID.
[protected]@gmail.com
panchal.[protected]@gmail.com


thanks,

sonu kumar
[protected]
[protected]

Dear Sir,
REGARDING NOC
My Loan Account number is 40742059 i had taken loan for my ford ikon Reg. No.DL3CP 9707 in the year 2000. which i had submitted on time but after submitting the loan i did not receive NOC
then i contacted Mr. Ram Mithilesh Cont No-[protected] in Standard Chartered Bank. Branch Name: Sansad Marg. Address: 10 Sansad Marg, New Delhi 110001. of bank about my noc they told me that your Noc Letter had been dispatched from Chennai but i am not able to get my NOC i am very fed up now. Please help me or give me the number so that i can register my complain.
BANK NAME- STANDARD CHARTED BANK,
LOAN ACCOUNT NUMBER[protected]
LOAN TYPE- Auto Loan
regards,
Madhu Dhawan Cont No-[protected]
Director of Dhawan Surgicals

This is Naveen Gupta from A-60 sector 14 Noida (UP)
I have taken a car loan of rupees 2 lac from hdfc bank 0n march31, 2009 for Zen Estilo LXI purchased from T.R. Sawhney Motors, New Delhi.. loan number is 14712142. At that time my only condition with executive was that permanent registration will be of Kaithal, Haryana which is my permanent address. After confirmation from RM Mukesh Goyal, executive Mr. Ajay agreed on it. I bought the car with temporary registration and insurance at the name of Naveen Kumar Gupta, R/O Dhand, kaithal haryana (my permanent address) . When I asked for permanent registration of same address from dealer, he asked me to get instructions from bank for same. I forwarded complaint for the same, and contacted to executive Mr. Ajay. He asked me to submit some permanent address (kaithal, haryana) proofs document which included copy of rashan card, electricity bill, Land line BSNL bill. I submitted the same around 7 days back. But till now I haven’t get any response from bank. Now Whenever I o talk Mr Ajay he asks me for 1-2 days time but nothing happens.

Is it bank’s executives business or the HDFC BANK business to rob the innocent people by greeding them with false commitment and later refused?

Please let me know hdfc and reserve bank rule applies to customer only or bank representative also. If the representative/hdfc bank fails to fulfill the commitment who should suffer, shall it be the innocent customers that representative or the bank.


In this whole scenario please find out as a customer mine fault. From around last 2 months or so it is me who is begging like hell and that faulty executive is still enjoying his work and continuing robbing others people also.

I taken a car loan from the ICICI bank, i am paying regular EMI too. Now there is problem in there end that ECS is not clearing, I given documents 3 times, but every time the ECS is not clearing, all the problem is from ICICI AUTO LOAN Section,

Every month they call me at any time like morning 7.30 AM or in night and also calling to my home and harassing us continuously, till date i paid the EMI's but every month starting they harass me & My family at any time.

There is technical problem at ICICI Bank then why they are harassing us.

My Auto Loan No. is LAAUR[protected]

Auto loan account number-1223796

SIR,
i had a auto loan which has been fully paid with interest in january only. bank was supposed to send me NOC letters my post within 15days. it has been more than 4 months now and response from the call coordinators o[censored]r bank was also not satisfactory.

kindly take my complaint into consideration and take the necessary steps.

CHITRANG BHEDA