CIBIL — Reduced credit score

Address:

Faridabad, Haryana, 121009

Dear sir/madam this is very painful and disappointing fact. I took motor loan on my car from tata motor finance ltd and loan to be paid back in 5 years in 60 equated monthly installments. I had already paid all the 60 emis. After maturity, the branch is further demanding rs 30000/-. I had filed a case against the branch, but my cibil score is reduced by credit information bureau limited (cibil) 1) first i had paid full amount to tata motor finance ltd. So there is no dues on me. 2) secondly, still tata motor finance demanding more money, for which matter is pending in consumer court of faridabad. 3) still cibil has reduced my credit score and i am refused loan by many banks. So, action of cibil on behalf or itself is killing the process of justice and against the law. It is also defamation of the court of law. Either pay inflated bill to tata motor finance or face consequences. Such agencies i.E. Cibil are using means like jamindars. Pay to bank whatever amount it demands or your cibil score will be decreased. That means bank/financial institutions are always right.