[Resolved]  CIBIL — Wrong procedure of feeding datas

Address:

Mumbai City, Maharashtra, 110096

Dear sir,

I had purchased my cibil report control No.[protected] dt.21.3.2016 and came to know that the CIBIL report contains a list of enquiries made by for loans from different banks.

While I appreciate the purpose of CIBIL I disagree with the CIBIL authorities for giving all credit enquiry information in the report which has resulted some negative impact in the Score. For entering into any financial or insurance or service oriented transaction, making enquiries with banks or concerned service institutions are essential in the competitive world. But this Cibil authorities has been showing such information in a negative sense in the report as "credit hungry " This has become a tool for the banks to deliberately reject any micro finance loan applications stating that the CIBIL report is not satisfactory with no fault on the applicant.

I had made my written complaints about my case to CIBIL but I have not received their satisfactory reply. As such I would like to approach the higher authorities of CIBIL to submit for a justifying reply to this genuine grievance. tks v.muralidharan menon