Club Jiva — refund as not keeping the promise of emi option

Address:

65, Level 1, Dewan Centre, Swami Vivekanand Road, Patilwadi, Jogeshwari West, Mumbai, Maharashtra 400102, Mumbai City, Maharashtra, 400102

I took the offer of 31 nights for 60000 rs plus maintenance charges. It all happened in goa at colangute tower hotel on 14th july 2019. I dint have money in my debit account to get the membership. Club jiva representative salman insisted me to use my credit card but the card limit was only 45000 he said i can pay 45 k in emi of 2500/ per month and remaining 15k he will take from my partner. So he swiped my card when i called hdfc bank they said i am not given any emi option. I informed salman he said he will sort this out. It has been 4 days, my bank has already generated my bill for 45k and salman is asking me to wait he is not even responding the call anymore. He has promised us the refund if we are not able to continue. I don't have 45k to pay to my credit card company. I will be all in debt if club jiva doesn't convert it into emis or give me the refund.