[Resolved]  Bajaj Finance Ltd / Personal Loan — unwanted charges deduction

Address:

East Singhbhum, Jharkhand

Dear sir,
I have taken loan Rs-50,000/- from u,r bajaj finance ltd on Nov 2009.
as per conversation by branch person mr.pankaj and document,rate of interest is 18% P.A for 30month,
at the time of loan receiving company has deducted unwanted processing charges and insurance amt, after all deduction Finlay i got rs-46,407 only .
sir i have paid 10 EMI of rs-2417/- and now i want to close my a/c after clearing all rest amt and i went u,r jamshedpur branch and i got a/c statement at present as per a/c statement a i w'll h'v to pay rs-37640/-
But as per my calculation and document calculation is right calculation:-

1st principal amt-50000/-
interest rate- 18%P.A
Time- 30 month
so that amt =50,000(principal)+22,500(interest)
so i have to pay total =72,500/- only in 30 month .

2nd
No of EMI -30
EMI Amt-2417/-

so that 2417/- multiply 30 months
=72510/-only

sir at the time of loan taken loan that person has committed to me no extra charge w'll h'v to pay if you pay before time.
sir i want to close my a/c so pl right amt take from me for maintain long relationship.
so kindly reduce unwanted charges from my rest amt so that i able to pay,

thanks.


rgds-
RUDRA PRATAP SINGH
Jamshedpur
mobile no-[protected]