[Resolved]  Barclays Bank Credit Card — ILLEGAL CHARGES

BARCLAY'S BANK is issuing me bills with fine and penalty for money I PAID fully and fairly on my Credit Card Bill!. (CARD NO: [protected])

IF A BANK RCOGNIZES ONLINE TRANSFERE OF FUNDS ONE WEEK LATE...WHICH BANK IS RESPONSIBLE (HDFC from where it originated or Barclays where it was moved to)??? My money Disappeared from my account the VERY MOMENT it was transferred... PLEASE TELL ME WHERE WAS MY MONEY FOR ONE WEEK AND WHO IS RESPONSIBLE???... Why am I being asked to pay up fine/penalty interest for this ONE WEEK delay!! I have all records to prove UTTER INCOMPETENCE from BARCLAYS BANK...

I NEVER RECEIVED the bill for the month in question... Even then, Barclays did not have a functional bank branch in Pune where Cash could be paid . What service is this? How is Barclays allowed to issue Credit Cards where they do not have a Cash collection Option??? (this is all the more important because their other collection options are all VERY EVIDENTLY incompetent ...)…. What resort does a customer have??? Is he DOOMED from the word Go?!

100s of people from their OUTSOURCED call centres keep calling me up and harassing me for this grossly unfair penalty...THEY threaten me to downgrade my CREDIT WORTHINESS...As a matter of PRINCIPAL, I Refuse to be cowed down...It's like they are The JUDGE, LAWYER, The JURY and a LAW unto themselves... This is NOT FAIR...to any consumer!

POINT TO PONDER: is there any place where a customer can downgrade the Bank also…because I will like to do just that!