[Resolved]  Barclays Finance — Non refund of extra EMI debited from my account

This is Shivaramakrishna. S and my loan account number is LC[protected]. I had settled the payment for Foreclosure on 1st October 2010 by paying a cash for Rs. 16242 (Receipt number 490697 dated[protected] and a cheque for amount Rs. 260166 (HDFC Cheque number 391714 dated[protected] for which I got the Receipt 490696 dated[protected]. The payment was inclusive of interest upto 10th September 2010. All the receipts were issued by Agency HEM ASSOCIATES, PUNE

If fact when I wanted to fore close they said that I will be receiving a call from Barclays finance only after which I can close the account. In fact they didn;t even bother to call even after repeated calls. After 2 months of continous call they gave me the amount to fore close. The said amount was paid by means of cheque and cash with More interest as stated above.

EMI which was due on 3rd September 2010 was debited from my account on that particular date. But till date I have not received the refund of the same. Its almost 80 days since I did the Full settlement. Kindly let me know as to when I will be getting the Refund of EMI and also my foreclosure letter/NOC.

I have sent many mails to them but no reply.

Kindly help me to get this amount as well as NOC. Also let me how to take legal action against this company.