Barclays Finance — Delay in Foreclosure

Address:

Delhi

This is to bring to your notice that I took a personal loan from Barclays finance Paschim Vihar branch last year bearing no. LC[protected]. I went to same branch to foreclose my loan on 16/08/2010 and spoke to Miss Nidhi Batra and the branch manager Mr Verma there.
When they calculated the amount, they charged an interest on outstanding principal upto 26/10/2010.
When I asked that why should I pay an extra interest for 10 days which is nearly 750 Rs, they said it take some time for your cheque to get cleared. When I offended and replied that it doesn't take so much time but still if you think then you take cash from me today itself.
On this, I got a reply that we don't accept cash and we will recalculate the amount and will take interest upto 20th August instead 26th August.
Even though it sounded quite absurd to me but still I agreed to pay and handed over the cheque there and then.
Now till date my foreclosure amount cheque has not been presented in my bank and I am sure that Barclays would keep a due towards me stating that we took payments on 26th so you need to pay uptil 26th only.
So kindly look into the matter as Barclays is fraudulently charging interest from clients even though the loan has been already closed.

The scanned image of cheque and acceptance by Miss Nidhi Batra is attached for your reference.