[Resolved]  Barclays Finance — EMI Debited after Foreclosure of Loan

Address:West Delhi, Delhi

I took a loan from Barclays finance with the no. LC[protected]. I foreclosed this loan on 27/08/2010, however they still debited the September 2010 EMI of Rs 4714 from my bank account through ECS. Now when I called up customer care to confirm, they said yes there is a mistake so we will refund the amount through cheque. When I informed them that my mailing address is changed, so I will not recieved the cheque. The person Ashish from customer care said that is your problem not our and banged the phone. Is this called customer care?
Kindly help me in this case because if barclays can take payment though ECS then why can't they refund it back through NEFT or RTGS.
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Aug 13, 2020
Complaint marked as Resolved 
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Comments

Firstly check whether you had made payment within the stipulated date mentioned in Foreclosure letter.

Second submit written complaint to bank with expected time to get it resolved and get acknowledgement.

Also mentioned your new communication add and contact no.. let bank decide how will they refund you.

Insist written reply from the bank and document it.

Follow their grievance redressal Hierarchy & then approach ombudsman

Rj
www.Debtandcare.com

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