Barclays Platinum Credit Card — ref no #[protected]

dear sir,
ref no # [protected]
sub:- YOUR INTERNAL POLICIES

I had taken a personal loan from your sakinaka branch of Rs.50,000/- last sept for 4 yrs.
I`m going to pay barclays double the amount what i had taken.
{emi # 2170*48months=104160(capital amt + interest) - 50000(loan amt)=(interest on Rs 54160)}
i received a call from your credit card dept for a platinum card. I`M PAYING MY EMI`S regularly thats why i was offered a platinum card and my docs were collected. Then today i received a sms that my application ref no # [protected] has been declined due to internal polices.
I wish to know what are your so called internal polices. I strongly regret and feel cheated that i CHOSED BARCLAYS. I DON`T WANT TO APPLY IN FUTURE FOR ANY OF THE BARCLAYS PRODUCTS.


THANK YOU,
ARUN KUMAR BHAGWANIYA