[Resolved]  CIBIL — Name on defaulters list in CIBIL

Address:Bangalore, Karnataka

Hello Sir/Madam,

HELP ME OUT PLEASE !!!

I had used a couple of credit cards until 2007.Later I had gone for settlement with ICICI,SBI and CITIBANK.I had collected a No Objection and No due letter from the respective banks and on the letters, it is mentioned that "Payment towards full & final settlement".Inspite of me having those letters,but still Iam not able to apply for a new credit card now.( Humans learn from their mistakes,isnt it??)
I guess my name is listed on CIBIL defaulters list.
To find if my name is on CIBIL,I had checked their website and applied for a CIR by paying them Rs 142/- about 10 days back.Iam still waiting for a reply.
Can anyone suggest me a way out as I desperately need a credit card urgently?
PLEASE HELP ME !!!!
Regards,
K S Vishal
[protected]
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Aug 13, 2020
Complaint marked as Resolved 
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sir. i am defaulted the credit card and personal payement to banker due to bad conditions in my company.Now i am settled and i am earning 35000 pper month .I am planning to buy a house with the help of housing finance.I wan to know how much i am due to my bankers.I am ready to repay all my dues.
pl suggest me and help me to come out from bad situation.
Hi,


I had a credit card with Standard Chartered (Manhattan). I used the card back in 2005 before it got stolen. I had exchanged many mails when my card got stolen and had requested for a signature on the transaction which was not mine ( Rs 20 thousand odd - one mobile phone was purchased with the card). When I came to know the card was stolen, immediately requested to block the card.


The transaction was in queue and the customer service person was not able to stop the transaction.

I could not pay the amount them because I did not make that transaction and made a complaint to the police about this fraudulent transaction.


Right now, as of today I would like to clear my name from CIBIL. How do i do it ? How long will it take for my name to be cleared so that I get a loan

Looking at the grievances above is not paying a better option ( because my card was stolen ) ?

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