[Resolved]  CIBIL — Classified as Defaulter

I recently applied for a personal loan from Standard Chartered and the bank rejected my application. The reason given to me was that the CIBIL report indicated that there was an outstanding amount of Rs.139000 approx on a credit card (Sept 2001 - August 2002) which was written off in 2002.

1. The report furnished by CIBIL does not have details of the credit card nor the bank issuing the credit card.

2. I never used a credit card in that period. In fact, I availed loans from IDBI, Standard Chartered between 2006 and 2009 and my repayment history is immaculate.

If CIBIL is not willing to give me further clarifications on this outstanding amount, I am ready to drag them to court.
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Aug 14, 2020
Complaint marked as Resolved 
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SHOCKED!!
PL GV DETAIL OF DEFAULT OF RS. 34000/-APP.
sir,
my name is mohd kamran siddiqui my d.o.b 13 july 1971 s/o late m.i siddiqui r/o 174 ff street no 38 zakir nagar permanent address 614/37 zakir nagar okhla n.d 110025 my pan no is ABIPS4490B i am having my current accaunt in hdfc bank okhla ph 2 n.d 19 a/c no is [protected] name of firm is ROYAL SOURCE off address T-19 okhla phase 2 n.d
i aplied for car loan of 3 lakhs but i was told that you are blacklisted in cibil aligation is that i have a credet card and did not payed the mony but sir there is no any such card i aplied i don, t have or use any card till date sir pl help me out and tell me what is my fault my tell no is [protected]

kamran siddiqui
Date of birth - 01/01/1981 State Mumbai

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