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Good day Sir,
This is kasthuri from Trichy. i have little clarification about
CIBIL Report. Five years back, i applied personal loan in HDFC & Centurain Bank ( now attached to HDFC Bank. And i was settled the payment in the bank. Bank has given the confirmation letter & closure for the final payment. I had collected a No Due and closure letter from the respective banks and on the letters, it is mentioned that "Payment towards full & final settlement".and no pending payments..Recently, when i applied for a home loan, i came to know from the HDFC home loan department & Nationalised Bank that they have said that my name in CIBIL Report. When i saw the report given by the bank, the Personal Loan was still in due and they have sent to the cibil.
I went HDFC bank directly in person. they said that report were given by Bank. Bank said that they can not do any thing.. CIBIL only can do.this.. So pl help me .and tell me what i will have to do to get the name out of the defaulter list.
Closure reference:
1.PL.A/C.No.90821552 /2142F79273641 – then Centrurian Bank now attached to HDFC Bank.( Rs.75000) Final seetlemant done on 31.7.2009 – Settlement letter dt.31.7.2009
2. PL.A/C.No.1887972 –HDFC Bank.( Rs.80000) Final seetlemant done. Closure letter given by the bank on 18.7.2007
3. PL.A/C.No.[protected] –FULLERTON India Bank.( Rs105000) Final seetlemant done. On 26.3.2010 3Closure letter given by the bank on 21.09.10 –confirmed that they having received the repayment of entire olan, interest & other charges due .
Pls tell me Regards,
G.Kasthuri
[protected]
e-mail Id: [protected]@yahoo.com
This is kasthuri from Trichy. i have little clarification about
CIBIL Report. Five years back, i applied personal loan in HDFC & Centurain Bank ( now attached to HDFC Bank. And i was settled the payment in the bank. Bank has given the confirmation letter & closure for the final payment. I had collected a No Due and closure letter from the respective banks and on the letters, it is mentioned that "Payment towards full & final settlement".and no pending payments..Recently, when i applied for a home loan, i came to know from the HDFC home loan department & Nationalised Bank that they have said that my name in CIBIL Report. When i saw the report given by the bank, the Personal Loan was still in due and they have sent to the cibil.
I went HDFC bank directly in person. they said that report were given by Bank. Bank said that they can not do any thing.. CIBIL only can do.this.. So pl help me .and tell me what i will have to do to get the name out of the defaulter list.
Closure reference:
1.PL.A/C.No.90821552 /2142F79273641 – then Centrurian Bank now attached to HDFC Bank.( Rs.75000) Final seetlemant done on 31.7.2009 – Settlement letter dt.31.7.2009
2. PL.A/C.No.1887972 –HDFC Bank.( Rs.80000) Final seetlemant done. Closure letter given by the bank on 18.7.2007
3. PL.A/C.No.[protected] –FULLERTON India Bank.( Rs105000) Final seetlemant done. On 26.3.2010 3Closure letter given by the bank on 21.09.10 –confirmed that they having received the repayment of entire olan, interest & other charges due .
Pls tell me Regards,
G.Kasthuri
[protected]
e-mail Id: [protected]@yahoo.com
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![Credit Information Bureau India [CIBIL] Phone](/img/bn/phone.svg "Credit Information Bureau India [CIBIL] Phone"){kind=small}
+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
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Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021