Hi,
I had applied for a caredit card with Duetsche Bank sometime in the month of October 2008, after repeatedly being haunted by their tele-rep, only to be rejected 2 weeks later. That too they never bothered to call me. I called them as they had told me to expect a card in the mail in 4 weeks. When they had approahced me they had mentioned that I had a HDFC platinum card, and they were issuing it as a promo to all the people who have a HDFC platinum card and that it was a pre-approved card.
I do understand that if I am applying for any loan or credit card, and if the bank is rejecting me for any reason then the bank is obligated to send me a response stating the reason for rejection. I have called the tele-rep 6 times since the month of November to check on the reason for rejection, only to be told that they would give me a call in 2 hours. But they never call.
One way, I am happy that I did not get approved, cause I would never bank with a company that gives you such a run around. Frankly never expected this treatment from a company of the stature of Duetsche Bank.
But, no matter what, I still want to know the reason for rejection. Was this information helpful? |
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