[Resolved]  IDBI Bank — home loan not disbursed but shown outstanding and cheque return

Address:

Andhra Pradesh

Dear sir,

I have applied for a Home loan with IDBI IN AUG 2010 ,And subsequently there was a legal problem with builder and i have camcelled and intimated to Bank and subsequently they have not issued DD to to builder nor cancelled it.After followup the dd was cancelled in oct 2010, but account was not closed, nor intimation was given. This has gone for almost one year and my cibil score has gone down and i have raised lot of lot of alaram to customer care ,and they have come and said that you need to pay 8000 to close it ,but due my urency to get the cibil cleared i have paid it un willingly.But till today beacuse of Cheque returns which has happenned with out my fault ,because of this Cheque returns my cibil score has gone down.How do i get this rectified.