[Resolved]  Lic Hfl, Housing Loan — REFUND OF PROCESSING FEE TOWARDS HOUSING LOAN

Dated. 05 Feb 2009

Mr JP Tripathi
Area Manager
LIC Housing Finance Limited,
1, Shahnajaf Road, Opp. Saharaganj Mall
Lucknow, Uttar Pradesh


SUB : REFUND OF PROCESSING FEE TOWARDS HOUSING LOAN
- ASHWANI KUMAR SHUKLA

Respected Sir,

1. Refer to LIC HFL receipt No.0061704 dated 27 September 2008 and STC No.AAACL1799CST001.

2. With due respect, I have the honour to submit that I have applied for housing loan for buying house from UP Awas Vikas Parishad(Vrindavan Pariyojna), from your esteemed organization during Jun 08/July 08 through your Associate Mr Rajesh Pandey. Towards, availing this loan I paid a sum or Rs.1774/- + Rs.5620/-(Total – Rs.7394/-) in cash to Mr Rajesh Pandey. The processing of loan got delayed as I was not getting required loan on my existing income so I was advised to get my brother’s name added in the property. Even after getting it done it could not meet your formalities then I agreed to avail the loan admissible on my existing income, which was processed at your end.

3. In the meanwhile, I took retirement from Indian Navy and joined an IT Firm Pel Softlabs Pvt Ltd as HR Officer. I was refused the loan as I did not inform you about the change of my employment status, which I accepted and I have literally begged or pleaded you over telephone to help me out and get my present employment status verified again and grant the loan as it was costing me a huge interest but you have declined saying that it is against our norms.

4. At last, I requested Mr Rajesh Pandey to get loan application cancelled and refund the processing fee after deducting the administrative charges. He has returned only Rs.3000/- against Rs.7394/-. May I know the breakdown of Rs.4394/- which have been deducted? I had a great faith and trust in the name of LIC about it transparency and fair system.

Thanking you


Yours faithfully,


Ashwani Kumar Shukla
S/O Shri Ram Prakash Shukla
H.No.366/37`PANCHVATI’
Kishor Ganj, Campwell Rd
PO – Chowk, Lucknow
U.P. – 226 003
Email – [protected]@yahoo.co.in