[Resolved]  Lic Of India — Non receipt of D.D charges deducted D.D. for renewal premium

Sir,
I would like to draw your attention that I purchased many policies from your concerned in the name myself and my wife’s name but due to untrustable service of many local agents I have no confidence on them to remit the premium of my policies in cash .So in earlier occasion I sent my premium by outstation cheques as I am working in a remote village. But this time concerned service branches of my policies has returnd my outstation cheques stating that outstation cheque shall not be accept by us as per instruction of t higher authority. Consequently I sent my premium by purchasing a D/D to your Kaliyganj Branch ( Uttar Dinajpur) deducting Bank charges which has been deducted by the Bank. But again the have returned my D/D and with request to send the same with full premium amount i.e. without deduction of Bank charges for purchasing of D/ D. i.e. Bank charges have to bear me for purchasing of D/D. But at the time of purchasing of any policies from your concerned it was no any agreement or term & conditions with the any policy holder as well as me that the premium of any policies has not been taken by outstation cheques or if the premium is sent by D/D LICI will not bear Bank charges for purchasing of D/D. whereas you are or your concerned are making any payment by a outstation cheques and we are being constrained to accept said outstation cheque. So the system of same concerned should be same.
However, please let me know who will bear the D/D charges if it is not possible to pay the premium by cash by any policy holder, at any earliest date.
Thanking you,
Yours faithfully,


( Bijoy Krishna Das )
Vill + P.O. Karandighi
Dist- Uttar Dinajpur
PIN-733215