[Resolved]  Lic Of India — 1. Claim on My Policy Bond Misplaced. 2. Scrutinise My Policy was Surrendered by Somebody. 3. Otherwise Permit me to proceed Legally.

Address:

Coimbatore, Tamil Nadu

From
Vasuki. K.
16, Vishalakshi Colony
Gokulam Colony Extension
Kovaipudur
Coimbatore - 641 042.
To
The Branch Manager
L.I.C. of India
North Coimbatore Branch
Bhagyalakshmi Complex
108, 109, N.S.R. Road
Saibabacolony
Coimbatore - 641 011.
Sir,
Sub: 1. Claim on My Policy Bond Misplaced.
2. Scrutinise My Policy was Surrendered by Somebody.
3. Otherwise Permit me to proceed Legally.
Ref : My Policy No:[protected], DOC :15.11.90.

With due respect, I wish to bring the following to your kind notice
regarding the captioned subjects.

I had opened the LIC Policy No: [protected], DOC :15.11.90, the
sum assured for Rs.10,000/- at your branch. Since from the date of open-
ing the premium was paid as Quarterly and from 4.12.95 to 1997 it was
changed to yearly premium. Please refer the copy of your Postcard SL
No : 002593, Post Office dt: 28.10.98, being the reminder of My yearly
premium due date on 15.11.98.

After 1997, I have not been paid the yearly premium to till the
last due date. My foresaid Policy Last due Payment on : 15.11.2009 and
date of Maturity will be 15.11.2010.

During November’2009, I came to your branch for informing the
Reason / default of Non - payment of yearly premium from 1998 to last
due date and looking the Maturity Amount after adjusting the penalty &
any other charges on my policy before the date of maturiy on 15.11.2010.

But I was utterly perplexed that when your officials were informed
Me that my aforesaid policy was already Surrendered and the surrender
Value for Rs.6,189/- , by means of cheque No;17366 dt:02.11.2005, it was
sent to my Prior Address.

Actually I have never surrendered my said policy to yourend. If I
have had surrendered,what was the need to come & inform the reason for
non-payment of premium and seek the maturity amount during 2009 at
your branch, after adjusting the penalty and any other charges on my
policy before the date of maturiy on 15.11.2010 ?.

Since 1998 and after My marriage, I was dwelling at P.N. Pudur,
Cbe, up to April 2003. And after that from May 2003, I was shifted my
house to Farooq Nagar, Kovaipudur,Cbe on rent. During Nov / Dec’ 2004,
again, I have shifted my residence to my brother’s own house with my
parents at the aforementioned address.

Please note my prior address as per your records as ;-

9 / 33, Karuppannan Road,
Chokkampudur,
Telungupalayam, P.O.
Coimbatore - 39

But from Nov / Dec’2004, residing at the following my brother’s
House / Present Address as :

16, VISHALAKSHI COLONY,
GOKULAM COLONY EXTENSION
KOVAIPUDUR
COIMBATORE - 641 042.

Please note the following before bestowed your duty ;-

1. How did I know and have received your surrender value cheque for Rs.6,189/- from Kovaipudur to Chokkampudur address on or after 02.11.05
of the cheque date ?.

2.Who had signed and received the said RPAD letter with your surrender value cheque instead of me ?.

3. Why did your staffs were not bestowed / refused to findout the records / Surrender application and the date of surrender value cheque was realized or
not as on that date from your records?.

4. How did your staff says on display of computer that my policy was
Surrendered and no need to proceed further, instruct to verify my Bank S.B.
passbook, instead of your records verification of said surrender cheque realiza-
tion?.

5. Where was that the Acknowledgement Card of Your said RPAD on
or after 02.11.05 which was addressed to my prior address?.

6. Afterwards only to confirm that the delivery records / slip, who had
Signed and received your said RPAD Letter, from The Postmaster of Telun-
gupalayam, Post Office, Cbe – 39.

Kindly do the needful at the earliest.

I trust, that you will not give room for legal proceeding against
the non-performance of duty of your staff on the captioned subjects. If
not, please give permission to proceed legally, let the Hon’ble Court will
decide.


Thanking You, Yours faithfully




Place : Coimbatore ( VASUKI. K. )

Date : 03.04.2010.

Copy to :

1. Divisional Office, LIC, Trichy Road, Coimbatore - 18
Email ID :mm.[protected]@licindia.com

2. Divisional Office, LIC, Anna Salai, Chennai - 600 001.
D.O. I Email ID : mm.[protected]@licindia.com
D.O.II : mm.[protected]@licindia.com