[Resolved] LICHFL, Thanjavur — Delay in loan Processing. | |
Loan Sanction No: 407759 16 June 2009 I had applied for a home loan from Thane office from executive Mr Subhash. I had applied in the month of May 2009 and got the sanction letter on 16th June 2009. Today is the 23rd of July 2009 and the disbursment is still not done. The executive Mr Subhash is avoiding my calls and wants me to follow up on my own. He is asking me to call his Manager and follow up. Is this the way LIC functions ? Do they harass customers in this way ? I want a solution to this problem as soon as possible because its been 2 months and still there is no reply from LICHFL. Regarding this mail which was sent on the 17th of july, LIC had asked the thane Manager to revert with the status. Mr Herlekar has been in contact with me for the same but is not able to give any sattisfactory reply. He had told me that i will be getting the cheque on 21st july but still there is no trace. Today i have been calling him from morning and he is not picking up his cell. Because of LIC's delay I have to incur aloss of 2, 75, 000. The reason being I had finalised a flat which was costing 20 Lacs, but because of the delay the deal got cancelled and i had to take another flat which is costing me 2.75 Lacs. Is LIC going to pay the difference ? I don't think so. But then even after giving all the required documents which was submitted on the 8th of july 2009 there is no revert from LIC. Please look into the matter. Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
4 Comments | |
Comments
Hi,
I have also suffered from Mr. Subhash, the worst caring person @ its customers. I also applied for home loan with all complete documents in May 2009. But still till 31st July 2009 i have not received any sanctiion letter. Belive me i have called him till now for hoping 112 times. for same issue, out of which 70% time he has not answered my calls.
Finally He told me to follow up on my own with area manager. I did that also, but i found he is also not different than subhash.
Now I have lost my patience, I am thinking to change my bank to HDFC
I have also suffered from Mr. Subhash, the worst caring person @ its customers. I also applied for home loan with all complete documents in May 2009. But still till 31st July 2009 i have not received any sanctiion letter. Belive me i have called him till now for hoping 112 times. for same issue, out of which 70% time he has not answered my calls.
Finally He told me to follow up on my own with area manager. I did that also, but i found he is also not different than subhash.
Now I have lost my patience, I am thinking to change my bank to HDFC
how to see stataus of my file on net
LIC HFL Not providing any clarity on the Home loan status.
I applied for home loan through LIC HFL in Aug 2011.I completed all my formalities
Now I am just waiting that someday the amount will get dispersed.
The person is not picking up my phone.
I am already late by 1 month.
They have taken my original documents also .I cannot even apply in another bank.Moreover if I do it will again take a months time atleast.
I want to know is there any way of filing complaint against them .I am undergoing a mental tension.Penalty will be levied on me if I will not be able to pay instalment on time.
Regards
I applied for home loan through LIC HFL in Aug 2011.I completed all my formalities
Now I am just waiting that someday the amount will get dispersed.
The person is not picking up my phone.
I am already late by 1 month.
They have taken my original documents also .I cannot even apply in another bank.Moreover if I do it will again take a months time atleast.
I want to know is there any way of filing complaint against them .I am undergoing a mental tension.Penalty will be levied on me if I will not be able to pay instalment on time.
Regards
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+91 22 2217 8600
+91 75 5267 6254
LIC Central Office, 2nd Floor, Jeevan Bima Marg, Mumbai, Maharashtra, India - 400021
I totally agree with Mr.Mahesh, we also submitted our file to LICHFL on 6th June;09 but still not received sanction letter or any information on our aligibility to take loan of amount 13.5 lacs.
After submitting the file with complete paper on 6th June'09 to the LIC agent Mr.Vinod Jaywant at thane...our verification was completed by 22nd June...afterword the file is supposed to be given to area manager for sign but till 10 july it was lying at the desk of the agent without any reason... after continous follw-up it was given to the area manager on 10th July...we always misguide by the staff of LIC upon the file status...adn till now we have nothing in hand...now we have only option to go a private bank because we have done the registration on trusting the word of LIC agent...if any one want the loan from LIC please find a good agent not like Mr.Vinod Jaywant...
Thanks ...