[Resolved]  LICHFL, Thanjavur — delay of loan payment

Address:Sonipat, Haryana

R/Sir
I have taken home loan from lic finance through OM SAI FINANCIAL SERVICE VARDHMAN PALAZA SONIPAT(HARYANA) my loan account no is[protected].I have taken a loan for housing project in T D I city Kundli Sonipat (haryana).They have sending me demand of their 5th loan installment.
I have immediately
submitted my demand letter in sonipat office to (D S A Mr Rajesh Kumar) on 12/10/2012. Their mob no is [protected] .They have promised me to give the loan cheque up to 25th oct 2012. I visited their office so many time and make many telephonic enquiry.But no result.Every time they have given me to come next day.Now builder start giving me reminder to pay their installment.They have send me the notice to pay the amount immediatly otherwise they will cancell my flat allotment.I also talk to their area manger Mr Avnish Kumar Trivedi on their mob no [protected]. They also give me the assurance for payment.But no solution.I have also send the mail to their higher authority but no action was taken.So i request you to please take appropriate action against their negligiance and and i can avoid more suffring and they can send me my loan amount cheque immediately.
(.There is a no dely and reason from my side i have immediately submited the demand letter.)
I want to know-
1.Who will be responsible for delay in payment and builder heavy penalty.?
2.Who will be responsible for if they canceled my flat allotment?
I again request you that please provide me neccessary help immediatly so i can pay builder amount.

thanking you.


Mukesh Kumar Loan Account No[protected]
ph.No-[protected].
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Aug 13, 2020
Complaint marked as Resolved 
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Optimum Financial Services — Delay in Payment of Loan

R / Sir / Madam,

I, Vikas Bansal, want to inform you that I have taken a loan of amount Rs. 12 lacs on the name of Mrs. Shakuntala Bansal, Pramod Bansal & Vikas Bansal through M/S Optimum Financial Services, Chandigarh and my loan account no. is 14012782. I have taken that loan for purchasing the plot and for construction also. During construction, I want to take some additional loan on that property and for this I contact your authorized franchisee M/S Optimum Financial Services, Chandigarh and send all the required documents that are being demanded by M/S Optimum Financial Services, Chandigarh in the month of Feb. 2009. After that M/S Optimum Financial Services, Chandigarh demands more and more papers from me, the account statement of our personal accounts are being demanded by M/S Optimum Financial Services, Chandigarh so many times through out the period. So now I wants to know that your approved franchise, M/S Optimum Financial Services, Chandigarh, have no idea about the required papers or documents, so that they demands more and more papers and above all they are not in a position to give me an answer. So now I requested you to sanction my above mentioned loan as soon as possible.

Regards,

Vikas Bansal
523, Sec. 20, Part-II,
Sirsa (Haryana)
Mob:[protected]

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