Address: | Nagpur, Maharashtra |
This is with reference to my LIC Jeevan Anand Policy No.[protected] Dated 28/12/2008, I had to stop paying its premiums as I lost my job in the year 2009 due to recession period and was jobless for a very long time.I had paid my premiums for three quarters for a total sum of Rs.45558, I asked my agent to close the policy as I am unable to pay my premiums but was told that I cant close the policy before three years and to start it again I have to pay all the premiums with interest which was very huge amount which I cant bear it, I want to start my policy and by modifying it to smaller amount comparatively less premium.
Please guide me if it can happen that my policy can be started again by modifying my policy premium amount from Rs.60,744 and to Rs.12000.
My premium amount Rs.45558 is with LIC which I had paid.Can it be adjusted by modifying the policy from 60,744 annual premium to Rs.12,000
Looking forward for a solution to my problem.
Thanks & Regards
Vilas Sonekar
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