[Resolved]  Oriental Bank Of Commerce — Home Loan Interest

Address:

Mathura, Uttar Pradesh

Sir,

My Home Loan Account No. is ” [protected]″

1. We have taken a Home Loan of Rs. 15,00,000/- From Oriental Bank of Commerce, Aurangabad Branch (Agra – UP Region) in August, 2008 On Floating Interest Rate Basis for 240 Month Repayment Period at The Interest Rate “PLR less 3.25%)

2. But Bank Charged Interest Rate as Under
25.08.08 to 31.10.08 + PLR Less3.25%, November 08 to December 08 = PLR Less 3%, January 09 to March 09 = PLR Less 2.25%, April 09 to October 12 = PLR Less 1.75%.

3. Bank itself changing the sanctioned term & conditions without consent of consumer.

4. We have made a web complain No. WS7773/2012-13 ON DATED 06.10.2012. We have also made a complain to branch through written letter on dated 17.09.2012.

5. As per our calculation bank has been charged extra interest Rs. 92,307/- on My Home Loan Account. We have also made a claim on branch for this interest on dated 19.10.12 t
6. WE have also request to all the respective bank officials like Branch, RO, EDP Department, Chieg Grivance Officers and ED of the Bank through mail

7. But our claim has been rejected by the bank and no reason is given for variation in Interest Charged and Interest chargeable as per sanction letter.

8. We have complete documentary evidence.

Kindly help us.

Thanks,

Ashwani Khandelwal
Rajni Khandelwal
183 – Vish