[Resolved]  Personal Loan — EXTRAL REALISATION IN ACCOUNT

Dear Sirs ,

I had taken a consumer loan in 2006 under ref .10492465 of 50,000/- . Due to some problem with bank I started giving EMI in cash but recently I came to know to that even after realization in cash ecs has been sent to bank to cash which some time bounced incurring bounce charges both in the my bank a/c and loan a/c and some time resulted in double realization . This thing went on for a long time .

I went to Kankurgachi branch but they failed resolve the issue . Finally I had to take the state that too after paying Rs 250/- and from there I figured out that a total of Rs 12470/- has been unduly realized from my account .

I have prepared a worksheet from the statement and is given below for necessary redressal.
CITI FINANCIAL CONSUMER FINANCE INDIA LTD
STATEMENT OF ACCOUNT
FROM[protected] TO[protected]

CASE OF KABITA MUJUMDER
REF NO[protected]


FOLLOWING ANOMALIES RECORDED IN THE STATE MENT :-

1. On [protected] CASH RECEIVED REPTNO - [protected] for Rs 2000/-
Yet again ECS cheque E166978 deposited ON[protected] resulting recurring in bouncing charge of Rs 220/- in my account . UNDUE RELAISATION – RS 220

2. On [protected] CASH RECEIVED REPTNO - 6360129 for Rs 2000/-
Yet again ECS cheque ET682854 deposited ON [protected] resulting recurring in bouncing charge of Rs 225/- in my account. . UNDUE RELAISATION – RS 225

3. On 2-1-2009 CASH RECEIVED REPTNO - 1581190 for Rs 2000/-
Yet again ECS cheque E175390 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account . UNDUE RELAISATION – RS 2000

4. On 5-3-2009 CASH RECEIVED REPTNO - 1676450 for Rs 2000/-
Yet again ECS cheque E178949 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account. UNDUE RELAISATION – RS 2000

5. On 4-4-2009 CASH RECEIVED REPTNO - 17194544 for Rs 2000/-
Yet again ECS cheque E1526843 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account. UNDUE RELAISATION – RS 2000

6. On 5-5-2009 CASH RECEIVED REPTNO - 1763195 for Rs 2000/-
Yet again ECS cheque E126472 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account. UNDUE RELAISATION – RS 2000

7. . On 4-6-2009 CASH RECEIVED REPTNO - 1805858 for Rs 2000/-
Yet again ECS cheque E1897671 deposited ON[protected] and on[protected] resulting recurring in bouncing charge of Rs 450 (225/-+ 225/- ) in my account . And finally the cheque got cleared also on[protected] resulting excess charge of Rs 2000/- in my account.
UNDUE RELAISATION – RS 450

8. . On 7-7-2009 CASH RECEIVED REPTNO - 18050141 for Rs 2000/-
Yet again ECS cheque E2679810 deposited ON[protected] resulting recurring in bouncing charge of Rs 225/- in my account . And finally the cheque got cleared also on[protected] resulting excess charge of Rs 2000/- in my account.

UNDUE RELAISATION – RS 225


9. On 6-8-2009 CASH RECEIVED REPTNO - 1889807 for Rs 2000/-
Yet again ECS cheque E1184557 deposited [protected] and got cleared also resulting excess charge of Rs 2000/- in my account. UNDUE RELAISATION – RS 2000

10. On 5-9-2009 CASH RECEIVED REPTNO - 1924487 for Rs 2000/-
Yet again ECS cheque E1750709 deposited on 9-9-2009 on[protected] resulting recurring in bouncing charge of Rs 450 (225/-+ 225/- ) in my account . UNDUE RELAISATION – RS 450

11. On [protected] CASH RECEIVED REPTNO - 1955725 for Rs 2000/-
Yet again ECS cheque E651491 deposited on[protected] and on[protected] resulting recurring in bouncing charge of Rs 450 (225/-+ 225/- ) in my account .
UNDUE RELAISATION – RS 450

12. On [protected] CASH RECEIVED REPTNO - 1993574 for Rs 2000/-
Yet again ECS cheque E7587989 deposited on[protected] and on[protected] resulting recurring in bouncing charge of Rs 450 (225/-+ 225/- ) in my account .
UNDUE RELAISATION – RS 450

TOTAL EXCESS REALISATION – RS 12470/


regards

Kabita Majumder
[protected]
[protected]