Personal Loan Complaints & Reviews

I took online loan from kreditone people r harassment because of cov-19 i am not able to pay loan they r troubling lot call me and family member please help me out the number is +[protected] please help me out in this matter

Due to covid 19 situation i have started my job fro month and once my salary credit then i will able to pay emi and i have conveyed to the bank person. And i explain them my husbund medical condition and ask bank person to come and check. Today they have send person to collect money to my parents home and they were threatening to them and asking them my number. How can be possible bank person dont have my number. I have conveyed them i dont have money right now but will pay once i will get my salary. The representative name is ms. Ekata sharma - mobile no - [protected]. My sister in low called me for all this thing and that person was asking me to talked to mr. Avinash (I dont no who is he)

I have taken a personal loan (Loan account number: 6507099) from hbd which was given on very high roi, my requirement was only 1, 50000 but disbursement was of 141669 inr. They have deducted insurance amount and other charges. Executive clearly told me roi is 11.5% but it was not mentioned anywhere in the print so i trusted him. I calculated myself after loan amount credited to my account and asked executive, he told roi is 27% it happens to someone and after that, i had a discussion with manager dayananda poojary but he fought with me without even giving respect to female and didn't make any changes even they know that mistake from there end. I have paid more than 6 emi of that loan and now when i want to close this loan they are charging 4.75% on the outstanding amount, however, this should not be applicable as i am closing this loan by my own fund. I can't even believe my roi 27% which is too higher than expected. This is how hbd is cheating customer without information?

This is really painful

Please find the attached document, nowhere we can find out roi.

I've lost my job and requested them to pre-close my personal loan as I've already paid huge interest, I've complete email conversations and interest paid etc.

I've an existing personal loan with Standard as the number is 51084384.

Whereas as on Nov 15, 2018 the total outstanding amount was 10, 16, 554.40 and now after I was paying the EMI's and charges still my outstanding as on today is 10, 40, 000 which is really annoying and along with that I've to pay the pre-closure charges as well. which is really sick. Please someone help me below is my current situation.

After availing this loan on May-2017, immediately I lost my job with Hewlett Packard Enterprise (HPE) due to employee reduction as it was merged with new company called DXC. Due to that I lost my job and was job less for about 1.5 years, I've been paying the EMI's without having a job just by pledging/selling off my wife & mom's gold ornaments

Recently my grandmother has been expired on 25-Dec-2018, as I've spent more than 7 lakhs by selling off my wife's property. Now, I don't have job or money but still I don't want to be an offender, and don't want to get hit on my CIBIL records as it would completely affect my credit score and career as well. To be honest with you, since I've sold my wife's property now I've 7 lakhs money with me, you should be having my complete loan record including arrears, charges & total interest which I've been paid so far.

Today, I've walk into SCB branch at M.G road to get some help but I think they are more concerned about my charges and arrears (like a typical collection agent) but not helping me to pre-closure with any waiver or something.

Please consider my current situation ( Job less ) personally & financially... as I'm not able to pay my kids school fee, rent or medical expenses as well... and request you to help me in terms of closing this loan by using your special privileged powers to waive of maximum percentage of interest amount and charges and kindly grant me "No Due Certificate" as it should not affect my CIBIL score.

As I understand since the loan method is floating interest rate, almost maximum percentage of my cleared EMI's would have gone for interest only, that is why I request you to kindly consider my situation and help me the maximum you can. If you could just tell me this is the maximum we can help me and provide me with a total outstanding amount after giving your waiver, I'll completely pre-close this loan account. If you want to prove myself, I can produce my HPE revealing letter and my grandmother death certificate for your verification purpose. And also I understand that there is a 1% pre-closure charge after 1 year, request you to kindly waive this charge and let me know the full and final amount required to be settled for pre-closing my loan account.

Unethical Credit mantri,

I have been trying for credit card or personnel loan since long time,

During 1st week of jan.2019 one of your office lady contacted me on my phone and told "i am eligible for personnel loan"
.
I said, my credit score is 680 i am not eligible for credit card and stopped trying. Yet she said ok. You will be recommended by us and get personnel loan to improve my credit score.

For that ‘i need to register with creditmantri on by paying rs. 237.00.

I said ok., but i am not sure, even if i get i registered with creditmantri.

I was quite, but that lady chased me and forced me to get registered with creditmantri by paying rs. 237.00.

I registered my self by paying rs.237.00 on 09.01.2019.

Thereafter, creidtmantri “vansihed” no phone calls / no emails and i tried many times to contact, but i could not get through my calls.

Prior to my registration with creidtmantri, i was getting emails now they also stopped.

Complaint :- when you can’t recommend and support why you forced me, only to take money from me? If so i will not ask for money or your support.

Kindly check and confirm.

Regards,

Francis
Mob:[protected]

Company eated my brain every month.After being payment on time.i am paying 36 percent interest and 500 rs extra don't know why.if India bull thinks that by this way he can make customer fool yes I am for 6 month only.

Complain so many times.lastly leave that bhai u take money please leave me in peace.just waited for 2 more month my emi left .

If I am not interested in auto debit why is company not edited

I think India bull is purpously here to squeeze as much as money from customer like sharada.
I will be glad if rectify.

We Have Applied For Personal Loan On Date 7th Oct 2018 And Our Loan Distribution Date Is Also Same (7th Oct 2018), And At that Moment We Don’t Clicked On Insurance Tab(As Don’t Wanted Insurance ) And Still We Received Our Loan Amount After Deduction Of Insurance Amount .

As I Have Talked With Ms Afrin dated On 12th Dec 2018 (Your Customer Care Executive )She Advised To Draft Mail On This Id But After Mail Till Saturday(15th Dec ) We Don’t Received any Email From Your End For The Same Again I Called To Your Toll free Number And I Have Talked With Mr Salman (Cutomer Care Executive )And Again He Advise To Me For Drafting Mail .Since Two Month M Just Taking Follow up With Your Team For Our Refund Amount But Still We Are Not Getting any proper response from your team,

Point Is That When We Have Applied For Loan At That Moment I Have Not Click On Insurance But Still Insurance Amount Was Debited From My Loan And After I Received Amount (After Deduction Of Rs 22426) Also Same Day I Have Called To Your Customer Care Executive For Cancellation Of Insurance And As Per Your Customer Care Executive Word I Talked With Icici Lombard For Cancellation And On 14th Nov My Insurance Has Been Cancelled And I Have Received Loan Cancellation Letter At My Home But Still My Amount Is Not Refund In My Loan Account Number, I Have Talked With Icici Lam Bard As Per Them My Amount Has Been Credited In My Loan Account Number On Dated 23rd But Still We Are Not Able To Seen That In My Loan Account Number For Your Reference I Am Attaching Loan Cancellation Letter Here By This Mail,

I have taken loan rs 247000 for 36months from fullerton india he is about me loan interest rate 12.5% and duration 36 month before agreement but after agreement given loan interest 39.5% and duration 61 month and not given loan information last three month, i have complted 3 emi then documents send by poat so i found details of loan.
I have also attahed loan details pic.

They give add in online portals telling they provide loans & collect money from them & cheat people.

These are the bank account details which they give to pay them registration fees :

A/c holders name: arghadeep bardhan
Your bank name: bandhan bank
Bank address: baspokour
Account number:[protected]
Ifsc code: bdbl0001256

Ac number = [protected]
Ifsc = ucba0002834
Name = pantha paul

They ask us to pay them registration fees to these accounts & within 24 hrs or 48 hrs we get the loan. Till we send them these charges they mail us continuously & after we send them the charges they dont even respond to our mails.

They are fooling people by collecting money from them. They are just playing with people's situations. Might be for them the charges what they are collecting is small amount but for the people who pay those charges will arrange it very difficultly.

Please online ad portals dont allow people who cheat others to place ad in online portals.

I Mr Bharat Bhushan R/O 3367 Pusa Gate Ranjeet Nagar New Delhi 110008 S/O Mr Girdhari Lal. The lady Ms Navya call me few days back for the personal loan with mobile number [protected] I sad OK I just need only one lac amount I have already running my hdfc bank loan of ₹288000/_ with loan no 41429131 for tenure of 48 months 22 months installment already given without any break so she said OK sir for one lac I give my all documents for personal loan after that I have received the msg that fresh loan No 58632754 has been approved for 3 lac after that I talk to Ms Navya I just need only one lac amount with rate of interest 12% reducing with no processing fee she said OK sir today when I receive payment of ₹116334/ from hdfc Bank in my bank of baroda A/C NO-[protected] with my fresh loan account number 58632754 then I contact to Ms Navya how this amount credit in my bank account when I need only one lac only she said OK sir I checked then I go to the loan app of hdfc bank put my fresh loan no 58632754 showing three lac approved with tennur of 48 months with rate of interest 13% with 2.5 processing fee then immediately I call to Navy what is that she said that my running loan no 41429131 balance amount clear and top up given I said I just applied only for one lac personal loan as fresh not top up on my previous running loan then immediately I call to hdfc bank loan customers care number[protected] I lunch the complaint No-DELR[protected] so please take a serious matter as wrong information was given to client by Ms Navya I also luch a fir agints MS Navya.

Hi Consumer,

I applied for loan on ICICI bank and they approved 11, 50000 its included BT as well, but it wonderdard they hide few condition on loan after I got amount they sent welcome KIT into mail, when I saw their condition I told them cancel the loan I don't required, but requested to keep which amount is transferred to my account its 4 lac and remain they cancel amount which is gave check as BT, . For this I had harassment...

Dear sir/madam
I have taken a loan, account no.-4l6spf63398634, loan amount 517146.00, net disburs-491601.
In this regard i am having an objection that on 15th jan 2018 your one of executive has told me that processing fee will one %, and insurance will for five lakhs will 3000/annual and 500 will the stamp duty.
But when i received the amount there are variation on different front like processing fee charge is 5900, insurance premium is 17146, others 1999.
Sir, kindly you go through the recording what conversation i done with your executive on 15th jan evening.
Only on basis of the conversation i will accept the loan other wise i am ready to return the loan amount.
Kindly do the needful.
Regards.
Ramesh kumar

I submitted my documents for personal loan at ramanathapuram hdfc bank on 5th december 2017. They delayed my loan application and said me to get back all the documents in the mean time on 15th december2017 i received a sms that my my application was accepted with the reference number 53165730. But the next day they called me to wait for 6months because of the cheque bounces. I studied my cibil score that is 825 if the cheque bounces then it shown 825 i am in need of money at present how can i wait for 6months. Please take necessary steps and provide me the loan as early as possible
With regards

From bajaj finance they call and said you have pre-approved loan offer, they send local executive to collect documents for the personal loan. Local executive avoid me many times., becaz of my living area was negative area. But i paid all my emi without any arrear.in last time they collect my doc's and photo & cheque, still no response. After that i go directly to local office they said same reason to reject my personal loan application (My living area is negative thoughts). So guide me or analyze to get personal loan

Hsbc has the worst customer service ever and its sad that it is coming from an mnc bank. To pre close a loan its is very simple:-

1. Raise a request on call waiting in the longest queues ever!
2. Await few days for request number generation
3. Call the customer care again! To know the final amount to be amount to be paid
4. Physically visit the branch, get verified and deposit the closing cheque. The emloyee assures you to not not expect further emi deduction

And the emi does get deducted! Not to mention the cibil score consequences had the account had infsufficient balance.

Oh and now how do we get back the money? Expecting a credit back? Naah!

Follow all of the steps above! And this time go for asking the refund draft and go to your bank and deposit!

Oh did i compare with a citibank loan we closed recently?

10 minutes on customer care and 5 minutes on website to pay following the call. They told emi might get deducted but will be reversed.. But you know what? The emi didnt deduct too!

Choose your bank very wisely

Hi team,

I requested for a personal loan of 250000 but they have given me personal loan of 600000 though there over draft facility. They have transferred 589600 to my saving account (10300 is the processing fee). Now if i want to prepayment of amount so that i need not to pay the extra premium so it is not working and they are not replying to my calls either.

Hello

I have visited the Madivala branch all the way from Chikkatirupathi main road to foreclosure the BAJAJFinserve loan Account no.404PST25546625,

oh my god its horrible the service from unqualified staff that we are customer of above 40 and there is one counter with sleepy representative who is too hard and rood, what ever we ask he will directing to put a compliant in the box, he is not at all ready to provide proper explanations .

I found about 15 customers are there for foreclosure of loans I surprised to this, then I realised once I got my foreclosure charge sheet in which many charges charged its like a day robbery with legally bounded translations

As I understood there should not be any foreclosure charges as per RBI guideline but you people are charging which is not notified to me at the time loan process by Mr.Adbul and he do not allowed to read the terms and conditions which we can read with microscope only.

I had not received any information like ROI, emi etc before disbursement for which I requested him many times.

As per today's foreclosure the amount is Rs.117582.41 and I presented the DD for Rs.111830/-(which has raised by YES BANK as per correspondence with you ) then how come difference of Rs.5753.

They are not ready to take difference amount by card, the entire world is going via digital and online payment except you and you are insisting for cash payment for which I searched for ATM for more than one hour and again I have to come all the way and I should be ready to pay extra charges as per your day calculation like daily finance.

Simply I would say ITS DAY ROBBERY and I am going circulate this on social media

Gopal

Dear sir, I applied Personal loan ING vysya Aug 2014, 4Lakhs rate of interest 18.25%. Now receive call from finwizz ING telecaller (Ramya/Gopi) said Balance Transfer (BT) we offer rate of interest 13.50%. Based on less percentage we process ING vysya but now i receive BT interest 20%. Previous loan 18.25% now i got Balance Transfer 20%. Very high percentage. Please cancell the new BT loan. Kindly help me.

I HAVE THE NEED OF MONEY . SO, I FILL THE FORUM IN RK ENTER PRICES TO GET LOAN .THE TWO PERSON FROM RK CAME IN MY HOME AJIT SINGH AND RAKESH KUMAR TO GET INFORMATION ABOUT THE PROPERTY AND ANY ONTHER THING .WE GIVE EVERY INFORMATION AND GIVE 33500 AS FEE BUT THEY CANNOT PASS THE LOAN AND CANNOT PICK UP THE MOBILE AND DON T GIVE THE ANY ANSWER.WHEN I GO TO THE OFFICE IN JALANDER. THE COMPANY IS NOT HERE.

i mr sunil naik my mother got a call from personal loan department saying you will get 1 lakh loan in 3 days and a executive named sunil came to meet her his mobile no is[protected] he resides in dombivli and he took rs 3000 assuring her to give loan in 3 days but didnt turn up his mobile no is still working he picks up my mothers call and gives excuses he will return money today tommorw at this is going past 2 months she told me this so i thought of giving you the matter as you peopel have solved my eariel complaint also so i am trusting you that you will solve this he might be cheating with other peoples too pls look into the matter seriously and pls try to refund my mother money back asshe is a widow and being cheated dnt leave him you can call my mother on [protected] for any other details thaking you sunil naik

Dear Friends,

This Complains is about ads that are placed for personal loan in local train in mumbai are totally fake these people just ask for money from you saying that its their processing fee and will not revert you after paying them same.

I myself is victim of same,got number while i was traveling from dadar to andheri.I spoke to person name Amit on number [protected] for personal loan.As i was in need he first asked me for rs4500 saying my form is abt to process and later after 2day said to give 6000rs and i will get my loan cleared and online fund will be transfered. It was my mistake that i trusted him and gave him my salary after that day his number is not reachable and feel HDFC account no [protected] Fort branch on Akash Rathod name provided me is also fake account opened of fake documents...

It seems this is modus operandi of these people who have worked for some financial institution and got great market tact to speak on phn may be call center guys as they have got full info about Loan Rates and Providers.

I want to complain it to police but i cant take such pressure of answering them and my family ,i can just curse that person that karma will surely take revenge from him.if he has used money for Drinks i pray god should burn his moms lungs ,his father to get Paralaysis..and if he got Family and got kid his kid shud suffer from Hepatits B this will only make him realize that how many people he have cheated with

Thanks
Vjjk

Sir,
My name is Rakesh Joshi.Personal Loan A/c No.11234109
I had closed my loan account with citi financial by paying the entire loan amount through cash at authorised channel patner at haldwani. & I had also recieved the clousure letter from Citi Financial on 17 Aug 2011 by mail stating that your loan A/c stands closed in our records.They have put my name in cibil also
Kindly do the needful by removing my name in CIBIL at the earliest & oblige.

Thanking You
Rakesh Joshi
15/07/2013
Haldwani

Hi,

My Fullerton personel loan accountnumber is [protected].
I have already paid 45 EMI of My personel loan regular basis. Every month your person called me and sent person to collect my EMI. Today one of your collection executive called me for my pending EMI and used very abusive language. No one called me last month for collection of my EMI and now he wants today only. After requesting to send executive tommorow to collect pending EMI still he used very abusive and insulting language with me and continuously trying to harrase me by saying pay today only. Who have given right to your people to use such languge with customer?? why your people trying to harrase customer??
Did you given training to your employee of RBI guidelines for collection??

As per information your person is Sagar Desai from Andheri branch and contact no is [protected].
you have never informed me that your people will harrase to collect EMI from me...Then why so doing now??

Dear sir/madam,
From last some days I am getting calls regarding loans, the persons who call me state that they are calling from reliance capital, Delhi and want to give me personal loan @ 0% interest, for which I have to pay them 10% loan amount in advance. This I cross checked with customer care of reliance capital to which they said that these are fake calls. Today again I got a fake call, this prompted me to register a complaint because I think that a number of people may get trapped in it and lose their money in such cheating case. I therefore request you to take necessary action against them. The phone numbers from which I am getting calls are:
+91 [protected]
+91 [protected]
Hope for some action against these cheaters.
Regards,
Rohit.

I WANT NOC LETTER FROM THE BFL. WITHOUT ANY MISTAKE THEY ARE NOT PROVIDING ME NOC LETTER.

I HAVE TAKEN A LOAN OF 18000/- IN 2007. THE 3 CHEQUES HAS BEEN DEPOSITED ON SAME DATE WITHOUT ANY INFORMATION AND ONE OF THEM CHEQUE HAS BEEN BOUNCED. BUT WITHOUT ANY MISTAKE TODAY I AM SUFFERING WITHOUT ANY REASON.

IN HEAD OFFICE OF AHMEDABAD THEY ARE ACCEPTING THAT THIS IS OUR MISTAKE THAN WHY THEY ARE NOT PROVIDING ME THE NOC LETTER.

WHY SHOULD ONLY CUSTOMER ONLY FACE PROBLEM, THEY SHOULD UNDERSTAND OUR PROBLEM OR TELL ME THE REASON HOW I CAN GET THE NOC LETTER AS FAST AS POSSIBLE.

NAME KRISHNAPRATAP SINGH KSHATRIYA (MY OLD NO IS[protected]. NEW NO IS[protected]
[protected]@GMAIL.COM-

Dear Sir,
COMPLAINT REGARDING EXPLOITATION THROUGH OVER CHARGING OF INTEREST BY
BAJAJ FINANCE LTD.
This is to draw your kind attention on following items.
1. That long back I had taken financial assistance of Bajaj Finance Ltd. amounting Rupees 75000/-(Rupees Seventy-Five Thousand Only) with interest rate being 14% on account of doing business, in the form of PL(Personal Loan).
2. That, the Captioned Company, through assured me of charging just 14% of interest on the aforesaid amount but surprisingly without prior notice they were charging an interest @ 19% over a period of time and unknowingly I was repaying for it, however when I noticed the irregularity never the less the cheating activity of the company concerned here, I completely paid off the whole amount by borrowing from other private sources.
3. That, the Captioned Company nearly after two and half years of first loan called me, via phone, from its apex body situated at Pune and begged pardon for its previous mistake and offered me another PL amounting to Rupees 154000/-(Rupees One Lac Fifty-Four Thousand Only) almost double the amount I was being financed by them previously and this time they assured me no exploitation through over charging of interest like they did previously, it will remain 14% till the loan gets totally paid off. Since I was badly in need of money for my business thus at this juncture I got fascinated by such a lucrative offer during my crucial period and agreed to borrow again.
4. That, the Captioned Company in accordance with our mutual agreement disbursed Rupees 154000/-(Rupees One Lac Fifty-Four Thousand Only) on 31.07.2010 vide a/c no 4230PL00012389 in the form of a Personal Loan.
5. That, the Captioned Company is again charging an interest @ 19% violating our mutual agreement, without my consent and severely exploiting me, thus deteriorating my financial condition.
6. That, the Captioned Company had sent me a notice of repayment of the rest amount to be paid.
7. That, in fact I have paid off almost all dues, had the interest been calculated at 14%. Since the payment is being made via Electronic Clearing Service therefore I am unable to keep track of or stop the transaction in the concerned account from which debit is being processed every month. Repaying loan @ 19% has shaken my financial condition taking it through a miserable condition.
8. That, I am not amongst the people wishing to be willful defaulter without pay, but in fact I want the Justice in terms of my excess repayment to the Captioned Company or the exact amount to be repaid to the Captioned Company @ 14% of interest.
9. Therefore, it is my sincere request to you to Pend er over the details of financial transactions made by me with the captioned Company and take necessary actions.

I don't know we can the sms as application accepted and after few days we get that Your Unsecured Loan application no.xxxx is Declined as on xxxx as the application does not meet the internal credit norms of the Bank. The Banks has our salary account also credited in same bank but also there will reject our loan without any information and service is too worst.

My self Dr. Shaik Masthan Saheb. I had taken personal loan from HDFC Loan A/C No-.13665547

I have cleared my loan and issued me NO DUES Certificate.

But my name is in CIBIL and due to that Iam not getting any loan from any bank even from HDFC.

So requesting to update and remove from CIBIL so as I can get loan fron Bank

Respected Sir,

I m k n vani having an DSP acount with SBI.A/c no:[protected]

I want personal loan .and i have collected all the information
regarding personal loan .
and asked to the branch manager of jeevanbimanagar branch code:(05537)
they told me that

1)For applying personal loan you need a guarrantor .
2)You should have to take Sbi life insurance premium (compulsory).
3)Loan rate of int is: 14.75%
4)Ignoring me ..

Sir,
As i know there is no need of any guarantor.
and loan rate of interest is 14.25% for centgobt employees .
and therse is no processing fees also.
kindly help me to take loan as soon possible

dear sir/ madam
I have taken personal loan on behalf of my firm, GAUTAM NURSING HOME ,LOAN A/C NO[protected] ,FIRST INSTALMENT PAID ON 5TH NOV 2012 AMOUNTING RS 51270/- ,I HAVE NOT RECIEVED STATEMENT AND REPAYMENT SCHEDULE, PLEASE PROVIDE SAME.
THANKS

DEVRAJ SINGH GAUTAM
DIRECTOR
GAUTAM NURSING HOME
H NO 148 D2 BLOCK G/F
JEEWAN PARK
NEW DELHI-110059
[protected]
[protected]@GMAIL.COM