[Resolved]  PNB — ACCOUNT DEBITED OF RS 14000/- WHILE MONEY WASN'T RECEIVED WHILE WITHDRAWING FROM BANK'S ATM

Dear sir,

I, Dhruv Bhatia an account holder (VIDYARTHI ACCOUNT) of the bank - PUNJAB NATIONAL BANK wished to withdraw Rs. 14000/- (fourteen thousand ) from an ATM MACHINE of the respective bank on 15th october 2008 . While withdrawing the money the machine displayed timed out while the transaction was in process and so i followed the procedure again to withdraw but i was surprised to see that the account has been debited of Rs.14000/- . The money was needed in context with the fees that was due in my institution. At that time i faced many hurdles and difficulties in paying my fees and moreover i rushed to the nearest bank of PNB and they told that the account doesn't belong to their branch and so i should go to the respective branch . But when i reached their i talked in this matter with the senior manager of the branch . he consoled me and gave me the form for complaints against this matter but till now no money has been credited in my account and from the last 2 weeks i have been going on in the bank to resolve my queries and to ask the alternative but of no use . after seeing your show a little hope arose in me of getting my money back. Leave aside the case of mine i saw more than 100 complaints registered with the bank that means the bank or the software which they use in atm machines is the cause of all this and the bank uses the money without paying the interest to the owner of the account, they have made this their business . Nobody is helping me right now and i urgently need your help in this matter . Moreover i am attaching you the copy of all the documents submitted in the bank.

ACCOUNT NO [protected]
CARD NO[protected]
--
Dhruv Bhatia
contact no - [protected] (M)
[protected] (R)
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Aug 14, 2020
Complaint marked as Resolved 
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Dear Sir
I am RAVI SHANKAR RAMAN having account in your bank, branch navyug market, Ghaziabad Account number - [protected], on 12 nov afternoon i use my ATM card to withdrawn 500 /-Rs from ABES engineering college campus, ghaziabad, my Transacation id is

ATM / CWDR /D2067400 / 1782 /[protected]
but it didn't paid me the money instead it debited the same amount from account. Finally I lodged the complaint in my base branch, but today is 21 nov and i am not getting my money
please sir do some positive action about this matter, for this i will be even greatefull to you.
Thanking YOu
mobile - [protected]
Dear sir/mam

I am facing the same problem, i had lodged the complaint last month regarding this same ATM's problem nd in my case, i also could'nt recevied my cash Rs.15000 due to process failure moreover that cash had been debited from my account .After visiting so many times to PNB bank branch rajouri garden they have'nt resolve my problem. I also agreed that these bank have been making this kind of problem as a business .So i kindy request you to help me out from this matter .

Contact no: [protected]
Email ID - [protected]@hotmail.com
Hi I have faced a similar problem with HSBC and the procedure is first lodge a complaint to the customer care and then write a letter which is called the Dispute letter, citing account no Amount, ATM location, which bank ATM you used. This has to be sent to the Nodal officer of the bank, of the same is not resolved, forward the letter to the Country head, rare chance that you wil reach till here as it gets resolved at nodal level.
If not resolvved write to the Banking Ombudsman, on the RBI website, preserve the Transaction Slips which shows transaction declined or unable to process.

Hope this helps

We are always ina hurry to withdraw cash from the ATM, always ensure that you take the transaction slip

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