PNB — payment deduction from account

our pnb ac no. is [protected] in sri ganganagar rajasthan we did transaction by atm 25-2-13 for withdrawing amount 15000+10000+15000 but atm did not withdrew payment and bank debited amount 40000/- to my account. According to bank norms withdrawing limit by atm is 25000/- in a day then how they can debited 40000/ . we suffering with a great financial problems.