[Resolved]  Reliance Capital — complaint against NBFC's

I wanted to bring into your kind notice and needed a suggestion from your side.

I have availed a lon from Reliance capital in the month of Dec2007, amounting 75 Lacs as LAP for 9 years.
This loan was sanctioned @ 12.25% per annum( floating ) on reducing rate of interest.

That time my EMI was Rs 1,16,942/-. Later in the month of jan 2009, I recieved a letter from the side of Reliance capital that ROI have been increased to 13, then to 13.5 and now it is going on 14%.
They told me to that tenure will be increased, but I preffered to increase the EMI, which we did.

Now even after the PLR and ROI has been slashed, my Loan ROI is still 14%.

So now i would request you to please look after this case, and help me out to get the ROI decrease.
And please provide me the chart, showing the PLR rate as on different dates.

Details of my Loan are as follows :-

Loan num :- RLLPLUD[protected]
Name :- Gursewak Singh Madhok ( Prop Madhok Banquet )
Address :- 1124 Gurdev Nagar, Ludhiana
Laon Amount :- 75 lacs
EMI :- 116942 Earlier , 122350 Current

You can call me on given below number if required.
Gursewak Singh Madhok
[protected]