SBI Life Insurance-shubh nivesh — broker misled us

Address:Jalandhar, Punjab

sir,
sbi life brokers agent from embee brokers approached me for sbi life insurance . He promised us a gold coin if we invest one lakh in policy and we shall get interest of 12 % per anum . Now we have come to know that if we invest one lakh per year for five years then we are going to get only 4 lakhs back . I AM A RETIRED PERSON . I want my money back.
I never thought that brokers of such a renowned company can act like this .
please advise me what to do.thanks

sarvjit kumar thapar
( [protected]@yahoo.com)
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