Application Number:[protected]Tata Nano Application)
This is to inform you that I have taken a loan from SBI, Tolichowki, Hyderabad.
After I went to them and met them to change the loan to Auto Loan from the Existing Loan, they said they will not do that because the delivery date of my Car is been between July to September, 2010.
They said that they cannot hold the account for such a long time.
I have called to Malik Motors here and the respective Tata Motors people in Pune, you people say only one thing to convert the loan into Auto Loan within 2 weeks of Allotment.
But still I don’t understand one thing is I have paid 3500 /- Rs for getting the Application and opening the account with SBI, Tolichowki, Hyderabad. Till then everyone were happy including me, SBI and Tata Motors.
But now once the Car is Alloted the SBI people say that we cannot convert the Loan into Auto Loan if the delivery is not very soon, and they also say that the loan was only was opening the account.
What is the stupid answer they are giving, I have paid 3500/- for getting that, and they call it as a loan, do they understand what is meant by loan.
And you people say it as a customer Car and people Car, but where is the common Man getting the Car. In short I will inform you some thing for a Common Man to get this Car.
Pay Rs 3500/- for Application Processing ( which is not Refundable)
Wait for 2 months to know the Results.
Roam and make calls to Malik Cars, SBI, Tata Motors (Nearly Rs 500 Expense)
Talk to SBI people in Non Working Hours (they think we are just begging loan)
Pay the Amount in Full and Close the Previous Account and open a Auto Loan New one at the time of Delivery of Car only.
If you want to open a Auto Loan now itself you have to pay nearly Rs 18000/- as interest for holding the Loan upto 1 year as our delivery is between July and September 2010.
If you very eager to purchase, pay the cash to SBI, as they said they will process the Account through their bank, but will not give Loan. It is just blocking your money for 1 year and waiting for the Car to come.
Please Understand our problems and please do the needful.
Please do some thing to the Common Man, this problem is because I cannot pay the amount immediately as am not been given the Auto Loan and I have pay the interest for holding the Loan Account for 1 year.
If you cant do this, please return back the amount of Rs 3500/- what we spent. So that the common Man should save some
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