[Resolved] Tata Motors Finance — Unauthorized charges

[Resolved] Tata Motors Finance — Unauthorized charges

V Vinit Srivastava from Mumbai, Maharashtra

I have a Indica V2, which I have taken on loan from TMFL, I had issued 12 Cheques at the time of taking the vehicle delivery. later when the cheques were about to be exhausted i called up TMFL and issued the balance cheques to them. In october i received a call saying that there were no cheques balance. I told them to search as i had issued all the balance cheques to them together. They took 2 months to trace the cheques. Then they deposited the cheques and it was cleared. Now i am getting a call that 2 of my cheques had bounced and i need to pay 1800 charges. When i asked them to show me the proof for cheque bounce they just kept the phone. How can such a thing be allowed. i would like guidance on how i can take them to court on this issue. Which Tribunal should i approach, Please advise. Vinit Was this information helpful? No (0) Yes (0)
Aug 14, 2020 Complaint marked as Resolved
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Comments

Meera

from Angamali, Kerala

If you have any issues with them, first check with your bank. Check was there any instance of cheque bounce.If there was any bounce, it is a severe offense legally. But still TMF wont care much about that other than the heavy penalty. You can easily verify that by checking with the bank. If there was not any bounce, you have to contact the TMF manager at your place and a copy of the complaint to RBI ombudsman.
http://www.rbi.org.in/commonman/English/Scripts/AgainstBankFAQs.aspx

Gavisiddaiah S M

from Delhi, Delhi

I am not able to get any information from your finance office, I have loan a/c no.[protected] at Bellary, Karnataka