Credit Information Bureau India [CIBIL] — Dispute of credit entry not owned by me.
D
Dk1818
from Delhi, Delhi
Feb 19, 2022
I have a dispute regarding a two-wheeler loan processed by Hero Fin Corp which I do not own but linked in my PAN. It is important to mention here that the loan is running since the year 2019 for which I was unaware and the payment of the same by the borrower has not been done/late payment has been done since the last 1 year due to which my Credit Score was modified and decreased by CIBIL. This issue was also raised with CIBIL in this regard on 03.01.2022 vide Dispute ID CDS[protected] as well as Hero Fincorp Limited on 19.02.2022. After raising the dispute I received the acknowledgment from CIBIL with Dispute ID CDS[protected] where it was mentioned that the turnaround time to resolve my issue is 30 days. But from 03.01.2022 to 18.02.2022 it has been 46 days and I have not received any response from CIBIL till today i.e. 18.02.2022 which shows the negligency regarding the issue raised by me in front of Transunion CIBIL seriously. A necessary action needs to be required in this regard.
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