[Resolved] Credit Information Bureau India [CIBIL]

[Resolved] Credit Information Bureau India [CIBIL] — fake report

V venkatknd007 from Indore, Madhya Pradesh Feb 19, 2025 Feb 20, 2025 This thread was updated on Feb 20, 2025

Hi there, I have a loan account in Bank Of Baroda no:[protected], every month emi is deducted automatically and i always keep the amount before due date. But CIBIL generated false report with no evidence, CIBIL shows i made late payments for the last couple of months but it's impossible to make late payments since it's ECS process and CIBIL doesn't even have no evidence whether i kept the EMI amount in my account or not. My reputation is damaged and my score became worse because of CIBIL, most of the banks are refusing me for further loan or offering with high rate of interest. CIBIL reports are so in accurate and CIBIL is ruining the good people track history blindly Was this information helpful? No (0) Yes (1)
Feb 16, 2026 Complaint marked as Resolved Verified Support Feb 20, 2025 Credit Information Bureau India [CIBIL] Customer Care's response Hi, We understand that you have concerns regarding TransUnion CIBIL. Request you to write to us at https://ssp.cibil.com/contact-us/validateSr/cd2f3 and provide the details to assist you better. Also, we wish to inform you that TransUnion CIBIL collects and maintains records of individual payments, credit enquiries, and demographic details pertaining to loans and credit cards. These records are submitted to us by banks and other lenders. We collate credit histories into TransUnion CIBIL Credit Information Reports and provide them to credit institutions and consumers upon request. However, we are not authorized to delete or modify any records reflected in the Credit Information Report without written confirmation from the respective credit institution. As a precautionary practice, we request all our consumers to not disclose any personal/account information on such public forums.
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