Credit Information Bureau India [CIBIL] — loans do not belong to me

Address:	Mumbai City, Maharashtra
Website:	www.cibil.com

My name is varun kumar. My transunion cibil cin is u72300mh2000plc128359. I requested the cibil department on 04.08.2017 (Dispute id given by cibil was cds[protected]) that there are two loans in my cibil report which do not belong to me at all but the cibil, after three months lodging my complaint regarding this, they informed me that these loans are related to me.
Because of these two loans my cibil score is too poor and many banks and credit institution rejected my loan and credit card applications. Each time, they told me about the reason of rejection is low cibil score. Initially, i was not aware about these loans and my each application got rejected. Finally i paid rs. 500 for the cibil report and got to know about these default loans. Both the loans are from sarva haryana gramin bank, branch - kondal. One of the loan belongs to mr. Vikram singh s/o kartar singh, (A/c - 7668pc[protected] vpo - kondal, tehsil - hathin, district - palwal, state - haryana and second one is mr. Har kishan s/o dasrath, (A/c - 7668pc[protected] vpo - kondal, tehsil - hathin, district - palwal, state - haryana. Type of loan is showing as loan against bank deposit. Loan a/c 7668pc00051477 is shown twice in my cibil report, one of which showing ownership as individual and second one is showing ownership as guarantor. I have all these information because i was working in sarva haryana gramin bank. The bank has a policy to put defaulter loans into the employee's cibil report intentionally so that they can not take loan from other financial institution. Now i have resigned from the bank and i want my cibil report clean and clear from these loans. Though sarva haryana gramin bank is doing wrong thing, i did not support them. I requested the cibil with enough proof but they do nothing and on 3.11.2017, they reported that these loans belong to me. Now i have nothing left. I faced too many problems. I had urgent money requirement but due to this, i could not get credit facility. Please help me.