financial institution — personal loan

Address:

Chennai, Tamil Nadu, 600122

I am being denied for loans due to low cibil score. I work with a reputed public limited company with good income. While I was a bachelor I ruined my cibil score. Now I am paying 20% interest per month loans from private lenders which is too high and I am forced to take this high interest loans due to bank policies of denying loans for low cibil scores. Please help me obtain loan and increase my cibil score.

Thanks.