Ge Money — personal loan fake outstanding

Address:

Mistry Mohalla Doranda Behind Gyan Bhandar, Ranchi, Jharkhand, 824002

I was taken a personal loan from ge money at ranchi branch on 2016 and my loan number is *rran00001604*. I am regularly payment on time of my emi date through pdc cheque nither cheque baunce nor delay of payment through cash or cheque. But after seven to eight month ge money office close from my city. And no one can inform me about any other city office address. That's why i am unable to payment of my further emi.
After 4-5 years came recovery agent at my home and ask me clear all dues with high pl interest rate. This is almost 3-4 time of my principle value.
I not agree to payment of this. High rate interest for 4-5 years. I am asking i m pay only 2 years interest and rest principle value..
Ge money agree with this settlement. And i am paid all dues. And recovery agency global staff assure me company send noc (No due certificate) from ge head office with in 15 days. But ge money send me noc after 2 year of selltement. After so money times follow up.

And satisfied and relaxed about this laon...

At present i doing job ltd company and i m received salary from last 10 years from that company.

And i am apply so many time credit cards from pvt bank or natonalise bank bank decline application due to cibil scrore... I think this very los as per criteria of credit card or personal loan eligibility.

But one week before i m apply two wheeler loan approx 1.5 lac from hdfc bank
But loan manager say you are not eligible for this two wheeler loan. Due to overdue from personal loan of ge money loan. I am show noc clear all loan proof..
But this only 29704/- but over due amount is approx 38000/-..

This is very big and life time problem for me.

What can i do... At present ge money is wind up all branch and ho also..
Note.. Attachment file of noc from ge money.

Pls help me..

Regards

Syed irshad ali fakhar
Ranchi