I have fallen victim to their fraudulent practices and wish to bring their illegal activities to your attention for immediate investigation and legal action.
In my pursuit of a data science course, I came across Geeklurn's website and submitted my personal details. Subsequently, I received a call from Geeklurn's education counselor, Pavan, who extensively explained the benefits of their data science course and introduced me to their pay-after-placement policy. Pavan assured me that I would not be required to make any payments until I secured a placement through Geeklurn, further adding that a scholarship would be provided to cover the monthly EMIs. This information was provided to me in relation to their 24-month program.
Encouraged by Pavan's representation, I initially expressed my intention to join the course at a later date. However, Pavan persistently contacted me, urging me to enroll. Eventually, I decided to Join in december 2022 and provided the requested documents, including my PAN card, signed offer letter, salary slip, and bank account statement. Pavan also introduced me to the private loan distributor, NDX P2P Private Limited (Liquiloans), and instructed me not to disclose Geeklurn's pay-after-placement policy to them.
Following a background check, including an assessment of my credit score, the loan provider requested an OTP and guided me through the loan application process. Subsequently, Geeklurn sent me an agreement to sign. Upon reviewing the agreement, I noticed the absence of any mention regarding the provision of EMI coverage for the entire 24-month duration of the data science architect program. Additionally, there was no clear indication of the pay-after-placement policy. Concerned about these discrepancies, I contacted Pavan for clarification, and he reassured me that Geeklurn would indeed provide the EMI support as initially promised. Believing his words, I neglected to sign the agreement.
Despite the unsigned agreement, Geeklurn sent a link of LMS and classes link and I commenced the classes, which is actually conducted by undertrained teachers and the loan was eventually sanctioned in February.. Geeklurn received an amount of INR 278, 000 with a high-interest rate, and two advance EMIs on the same date was paid by geeklurn since loan application was filled in december. The main issue arose in March when I received an email from Geeklurn introducing new terms and conditions. It stated that from that point forward, I was required to pay the EMIs on my own, and Geeklurn would provide the scholarship at a later stage. This marked the first instance of their breach of promise and their deceptive actions affecting thousands of students enrolled with Geeklurn.
As my loan was sanctioned in February, my first EMI was deducted on March 1st, and I received the scholarship from Geeklurn on March 5th. A similar pattern occurred in April as well. However, the situation took a turn for the worse in May when my scholarship was deducted, but Geeklurn failed to receive the EMI on May 21st, 2023. In an official WhatsApp message, they declared their inability to provide the scholarship anymore. Not only have they deceived me, but they have also played with the trust and financial stability of thousands of students. I come from a lower-middle-class family and am the sole earner, making it impossible for me to afford the monthly payment of INR 10, 734. I sincerely request your assistance in resolving this matter. The miscommunication and unclear terms have placed me in a difficult situation, and I am unable to bear the burden of the monthly EMIs on my own. I seek a fair resolution that upholds the original promises made by Geeklurn regarding the pay-after-placement policy and the provision of EMI support for the entire duration of the program.
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