Ghaziabad Nagar Nigam — transaction declined but amount debited from account

Address:

Dewas, Madhya Pradesh, 455001

I used sbi atm of indore city for withdrawal of 1500 rupees, the transaction was declined and i didnt receipt of declined transaction from atm, but i received the 1500 rupees debited message from indian overseas bank. After that i checked the balance from the same atm, it showed the remaining amount after 1500 deduction, it was confirmed that my money was confirmly debited and i haven't received money from atm.
I immediately consulted with both the banks, iob staff told me about time span of 48 hours for crediting money as per rbi guidelines.
Than 10 days to go but my amount not credit to my acount
Kindly solve this as early as possible, i am in need of my money.
My name _ shobhit pathak
My acount no_ [protected]