HDFC Home Loans — additional emi amount deducted at the time of foreclosure of loan account.

Address: HDFC, Vadodara

Website: [email protected]

Dear sir/madam,

I the undersigned would like to state that i had a home loan account ref. No.[protected] since august 2014. The account has been foreclosed by me on 2nd july 2020.

At the time of foreclosure of the account, the final statement of payable included 1 outstanding emi of ₹24430/-. (Copy of final statement is attached for your ready reference). At the same time i took out a statement of account did.15th june 2020 which stated that received amount is ₹. 73290 against ₹48860 receivable. It means i have paid ₹ 24430 more on that date. (Soft copy is attached for your ready reference)

In view of the above i am failed to understand on 2nd july 2020 from where an outstanding emi had cropped up!!! If it’s there than also my account had a surplus of ₹24430 as of 15th june. The outstanding amount gets squared off automatically.

Hence it is requested to clarify above matter and refund me ₹24430 which has been charged inadvertently at the time of foreclosure of my account.

Thanks & regards,
Ajitsingh chaudhary.
A/c no.[protected].