IDBI Bank — Ach-Rtn-Chrg[protected]

Address: AT- SANKARBHOL PO- TYENDAKUDA GARADPUR PS- PATKURA DIST- KENDRAPADA

I have charged Rs:590 ACH-RTN-CHRG[protected] on my account .At that time i do not have a sufficient amount 100 so i have charged, at time i also donot know about the charges and this amount is not for any emi.charges but for a monthly SIP worth 100 on grow mutual fund .I am a student where do i will afford my money 590, I told my friend to send me but he also donot have a ammount Please helpme out.
please helpme out and refund my debited ammount.
Deducted date:-18/NOV/2024 and (9:43hrs)
A/C no:-[protected]
IFSC code:-IBKL0001684
A/C holder name :- Sakti Sankar Lenka
Mobile number:-[protected]
Mail:[protected]@gmail.com