IDBI Bank — education loan interest subsidy scheme

Address:

400604

Hi,
This is rohit, i had taken a education loan from idbi bank thane branch in 2014. And that time i asked them about education loan subsidy scheme of government bcoz i belongs to poor family having only 70k annual income so i'm eligible to interest subsidy scheme and i had submited all necessary documents for that. Loan officer and branch manager both told me that we will claim it don't worry. Now i completed my engineering and going for higher studies but bank people came to home and telling that you have a 1, 30, 000 rupees loan and 43000 rs interest on it. And you have to pay it now otherwise you will come in defaulter list. It was shocking... Yesterday i went to bank office to talk with bank manager and loan officer but both are get transferred to somewhere other place.
So, i request to you, please tell me what should i do now? Bcoz i cant pay it now bcoz i don't have job. If come in defaulter list as they said... I could not go for higher studies and it will be big loss for me and my family too
Please help me