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IDFC Bank — Fraudulent transaction

IDFC Bank has withdrawn Rs.99 from my saving account without my consent on the account of annual charges. I am sure that I have never requested for 'Easy Buy Card' from IDFC Bank. And it has withdrawn amount from my SBI saving account on December 23, 2021. Below is the transaction details "DEBIT ACHDr 4009117 TPCAPFRST IDFC".

Please suggest on how can I stop such transactions without the consumer knowledge. Thank you!
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