IDFC Bank Complaints & Reviews

EMI charges applied to my credit card for a Flipkart transaction that was cancelled and fully refunded.

To my surprise, after paying three EMIs already, I have now been asked to pay an additional ₹11, 000+ as a foreclosure charge. This is extremely concerning and seems entirely unjustified, as I have not received any goods or services against this transaction.

To reiterate:

The Flipkart order...

EMI installment dated on 3rd of May, I paid on 3rd may itself but they deducted bounce charges today.Do rectify this and refund....

I have miss guided by the IDFC bank professional by assuring the personal loan at lowest interest rate of 10.49% in Aug. 2024. I trusted them and neglected the other bank offer @11.25%.

Initially got a loan sanction of 8, 49, 122 with interest rate @12.50%. with account number[protected]

At the same time, I have checked with the IDFC bank professional regarding higher rate of interest rate, they told it is soft...

Imps ref no[[protected] and[protected]]

Idfc bank
Date of transaction :[22/04/2025]
Imps debited from idfc account : [[protected]] but couldn't credited in sbi
Had done an imps transfer from my idfc account to sbi account on 22/04/2025 of an amount of 22, 734/- and 2, 000/- with the transaction reference number [[protected] and[protected]]
But same has not credited in my sbi account number...

Dear team please remove this from my profile i have checked my civil report where idfc first bank personal loan linked to me of amt 360000 i have never availed or applied this on my profile my pancard is GAWPK4393A

Hi team,
I have taken a loan from IDFC bank using mobikwik paylater option. I have paid my amount but it is still reflecting in my CIBIL score. Please make the changes. I have attached my NOC.

Loan Agreement Number[protected]

IDFC First Bank
Parel, Mumbai Branch.

They had sold me HDFC Life Insurance, annual premium being Rs. 2, 09, 000.

They advised me to reinvest the monthly payouts of Rs. 6, 000 in Mutual Funds through SIP’s. I am receiving the payouts from HDFC allright, but IDFC First Bank have not been able to invest my funds in SIP’s. It’s three months now, I really don’t know what they are doing.
br...

Dear Consumer Department Team,

I hope this message finds you well. I am writing to bring to your urgent attention a serious issue regarding a fraudulent loan account that has been incorrectly attributed to my name by IDFC First Bank This erroneous account has adversely impacted my CIBIL score, causing significant distress and potential financial repercussions.

Details of the Issue:

Name: Neel...

Hi
Navada shiva prasad
There are utility charges of 1999 dated 24 nov 2024 on credit card, kind request to waive of charges, was. done the transaction by mistake without knowing that this transaction attract utility, please waive of these charges as u can see I am a Promot payer of outstanding bills. Will see next time it won't happen.
Regards
Shiva
[protected]

Dear Sir/Madam,
I am Mr. Sharad Kumar Mehra, working in IT Firm Infosys Pvt Lt. I am salaried employee and filling IT Return every year.
I did not take any loan from IDFC first bank. But in my Experian credit report the below a/c is showing.
It is affecting my cibil score severely. I am suffering to do other bank activities due to my cibil score.
Kindly help in this regard, it's been happening to lot of people.br...

I never applied for this card. This created the card themselves and didn't even inform me.
They are deducting Rs 99 every year since last 2 years. Its a total scam....

Dear ALL,

I am writing this mail to you in utter frustration and disappointment from IDFC management side after we have repeatedly complained about the torture an collection executive has given us till now. We have lodged complaint with IDFC customer complaint last month regarding collection executive Prakash ([protected]) and Dilipan([protected]) who has been literally tormenting us asking for money which they have paid as dues on behalf o[censored]s for our loan account number 96544743. Both of them have paid our loan due for the past two months (Feb and March 2024) without getting our consent or permission and now they are asking to repay the money to them which is unacceptable.

Already we raised the online complaint in the IDFC customer support - Service Request no [protected].

Also now Prakash has lodged a police complaint against us for repaying the amount and asking us to show the bike to them which in no way we can do. Also he has complained that I showed him a knife when he came home which never happened. We want you to take sivere action against these two persons immediately, failing which we will take legal action against the IDFC bank concerned branch with effect .

Please do the needful as soon as possible.

Thanks & Regards,
Ramkumar

I have been following up with IDFC First Bank to get the refund of balance amt in INR-1010 related to fastag closure since 14-Apr-24. But they are delaying and asking to provide same information multiple times via email. Even I have share such information (Voter id card, cancel cheque, fastag closure consent letter with signature, reason of fast tag closure, bank details and fastag trash images) twice/thrice via email but still they are delaying and wasting my time a lot. I request you to please help me to get the refund amt Asap. Thanks for the kind support.

I have applied for IFDC First Credit card and it's already been more than month, I have not received any information from the bank and on tracking application status I am getting nothing.

Requesting bank to do the needful required from their side.

credit card Application No. [protected]

I have not taken any loan from your platform still it is cibil on my report kindly look into matter ASAP...

Dear Sir/Ma'am,
I want to open my FamPay account but when i logged into my account someone else was registered with that account so i emailed Fampay at mail id [protected]@fampay.com, in which they replied after 2 days, and i asked them to reset my account if it is possibe so i can edit the details and type name in the app or if it is not possible it is requested to please delete my account but they are not doing anyone of the things and i mail litreally mailing them thousands of time but they are not replying to the mails and they do not have the contact no so that i can contact the fampay support, This is not accepted i want my issue to be resolved at earliest.

On[protected] at 17:33 our fast tag got deducted with rs 80 showing toll at kherki daula plaza, money got deducted.
Our car was at home and even not going anywhere.
please resolve the issue and return payment...

FLIPCART[protected]

Flipcart pay later I paid all the over due with late fee as well.
But on cibil I seen it is reported written off....

I am writing to bring to your attention the delay in receiving the No Objection Certificate (NOC) for my loan account 21579934. As per the terms and conditions of the loan agreement, I have completed all the payments on June-2021 and fulfilled all the necessary requirements for the loan closure.

However, it has been 2.5 years since I made the final payment and I have not received the NOC from your end. This is causing a delay...

I was trying to foreclose personal loan for 4 months recently got customer support said resolved in 24 hours still no call or foreclosing letter received drawing like anything