[Resolved]  IDFC Bank — IDFC Bank Existence of fraud loan affecting my cibil score

While pulling up my CIBIL report, I saw that there is an existing personal loan from IDFC first bank in my name issued on 07/07/2022. I have neither got any kind of loan approved from IDFC bank nor have I ever approached the banking institution for the same. The payment start & end date are reflected as 07/07/2022 & 07/09/2022 respectively which makes no sense.

I need clarification as to why some loan is being shown reflecting in my CIBIL report whereas I have never taken any such loan, which is in fact impacted my CIBIL score.