[Resolved]  IDFC Bank — Lone over due charge

Address:

Kolhapur

My last month emi late because of insufficient balance (only one day) and bank debited Rs 472 and Rs 590(2 time ) emi value is 1201 but overdue charge is 1652 how can i affordable this type of diduction and main point is no any call or msg send me for over due charge and for emi and customers care no. Are not valided for evry time plz support me for clear all errors