IDFC Bank — Personal loan

Address:

mumbai

I offer by idfc first bank a peorsonel loan of 50 thousand and they confirm me that loan tenure is 36 month with emi with 2239 RS per month then i agreed for loan then after loan amount credited to my bank acount a verification call come for confirming for mount was creditedto acount then madam said me the tenure of your loan is 2239 for 48 month. then i argue with madam on phone call this wrong i offerd by bank 36 month tenure and after loan was debursting how can you change the tenure. that madam told WE NEVER OFFERED YOU TENURE OF 36 MONTH then after i told her that you revers the prosidure and i dont want your loan the madam told this not possible that is only possible with heavy charges ... then i am completly shoked that how can i prove that i offered 36 month and bank asking for 48 month after some days i resieved a welcome letter from bank that letter shown tenure of 36 is correct but bank dont agree i several time call the mank manager but they dont care ... so pls help becouse of current finacial condition of mine is not capeble to pay 48 month emi i already paid near about 34 imes but bank asking for 16 more emis and they send me notice of lok adalat bandra court this is pure harrasment from bank ...so pls help me out thanks