IDFC Bank — The existence of fraudulent loans has an impact on my Cibil score.

While pulling up my CIBIL report, I saw that there is an existing personal loan from IDFC First Bank in my name, issued on July 7, 2022. I have neither gotten any kind of loan approved from IDFC Bank nor have I ever approached the banking institution for the same. The payment start and end dates are reflected as 07/07/2022 and 07/09/2022, respectively, which makes no sense.

I need clarification as to why some loans are being shown as reflecting in my CIBIL report, whereas I have never taken any such loan, which has in fact impacted my CIBIL score.